Nelson · V1L6S2
$8,017/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Set along the shores of Kootenay Lake, this beautifully maintained waterfront home offers privacy, refined comfort, and an extraordinary connection to the water. The moment you cross the threshold, your gaze is effortlessly drawn toward the expanse of the lake offering a constantly changing backdrop. The sun-drenched main level features a spacious great room with soaring vaulted, exposed post-and-beam ceilings, anchored by a cozy gas fireplace, generous windows, and sliding doors that open out to an expansive deck. Designed for effortless living, the kitchen seamlessly overlooks the living and dining areas, while the primary bedroom serves as a serene sanctuary complete with direct deck access, a large walk-in closet, and an inviting ensuite. A generous den/office area completes the main floor. Downstairs, the lower level has two additional bedrooms and a full bathroom, along with the extraordinary bonus of a self-contained one-bedroom guest suite featuring a full bathroom plumbed for laundry—a private haven for visiting guests. Outside, life unfolds across multiple entertaining areas overlooking soft sandy beach frontage, raised garden beds, lush perennial landscaping, nurtured by underground sprinklers. A historic boathouse and older dock rest just steps from the house, lending to effortless aquatic access. Complete with a double garage and a spacious workshop below, this peaceful lakefront retreat offers a truly special lifestyle defined by elegance and timeless serenity.
4
Beds
2,900 ft²
Floor area
1997
Year built
Single Family
Type
Kokanee Creek to Balfour
Area
Listed
July 31, 2026
Nearby & Commute
5h 59m
walk to Safeway
1h 45m
bike to Lakeside Park
5h 49m
walk to Lakeside Park
17h 41m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 47%
| Detached | 14 | 46.7% |
| Land | 11 | 36.7% |
| Mobile home | 3 | 10.0% |
| Other | 2 | 6.7% |
| $15,000 to $19,999 | 10 | 3.9% |
| $20,000 to $24,999 | 10 | 3.9% |
| $25,000 to $29,999 | 15 | 5.9% |
| $30,000 to $34,999 | 10 | 3.9% |
| $35,000 to $39,999 | 15 | 5.9% |
| $40,000 to $44,999 | 20 | 7.8% |
| $45,000 to $49,999 | 10 | 3.9% |
| $50,000 to $59,999 | 15 | 5.9% |
| $60,000 to $69,999 | 20 | 7.8% |
| $70,000 to $79,999 | 15 | 5.9% |
| $80,000 to $89,999 | 20 | 7.8% |
| $90,000 to $99,999 | 15 | 5.9% |
| $100,000 to $124,999 | 25 | 9.8% |
| $125,000 to $149,999 | 20 | 7.8% |
| $150,000 to $199,999 | 25 | 9.8% |
| $200,000 and over | 10 | 3.9% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$8,017
Principal and interest
Calculated estimate
$7,400
Property tax
Calculated estimate
$467/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,599,900
Down payment
Calculated estimate
$319,980 (20%)
Estimated mortgage
Calculated estimate
$1,279,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$8,017
/mo
Rate
%
Amortization
Principal and interest
$7,400
Property tax (est.)
$467
P&I
Tax
Down payment
$319,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $319,980 down (20%) on $1,599,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.3333 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
