6945 Old Nicola Trail
Merritt · V1K0C5
$3,440/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Merritt · V1K0C5
$3,440/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Live the dream on a Nicola Lake waterfront property in Quilchena on the Lake development. Build your dream home on one of the biggest lot in the development, in an exclusive neighbourhood of other spectacular houses. Waterfront, close to golf, fishing and all outdoor water and recreation activities. Water & power are at the lot line, septic info. requirements available. One of the last lots available and has an approximate 204 ft water frontage with private and very nice views. Call Listing Agent for more details.
Recreational
Type
Merritt
Area
Listed
May 14, 2026
Nearby & Commute
5h 26m
walk to No Frills
4h 18m
bike to Ebus
14h 17m
walk to Ebus
8h 33m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Other · 45%
| Other | 17 | 44.7% |
| Land | 15 | 39.5% |
| Detached | 6 | 15.8% |
| Under $5,000 | 5 | 2.3% |
| $15,000 to $19,999 | 5 | 2.3% |
| $20,000 to $24,999 | 5 | 2.3% |
| $30,000 to $34,999 | 10 | 4.7% |
| $35,000 to $39,999 | 15 | 7.0% |
| $40,000 to $44,999 | 10 | 4.7% |
| $45,000 to $49,999 | 5 | 2.3% |
| $50,000 to $59,999 | 20 | 9.3% |
| $60,000 to $69,999 | 10 | 4.7% |
| $70,000 to $79,999 | 15 | 7.0% |
| $80,000 to $89,999 | 15 | 7.0% |
| $90,000 to $99,999 | 15 | 7.0% |
| $100,000 to $124,999 | 25 | 11.6% |
| $125,000 to $149,999 | 20 | 9.3% |
| $150,000 to $199,999 | 20 | 9.3% |
| $200,000 and over | 20 | 9.3% |
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,440
Principal and interest
Calculated estimate
$3,099
Property tax
Calculated estimate
$192/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$669,900
Down payment
Calculated estimate
$133,980 (20%)
Estimated mortgage
Calculated estimate
$535,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,440
/mo
Rate
%
Amortization
Principal and interest
$3,099
Property tax (est.)
$192
P&I
Tax
Down payment
$133,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $133,980 down (20%) on $669,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 7.4895 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.