Vernon · V1B3R5
$2,850/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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PRICED $59,500 BELOW ASSESSED VALUE! Unbeatable value meets ownership independence in this immaculate home, situated on its own private 0.24-acre lot in the highly desirable North BX area of Vernon. Say goodbye to restrictive rules, shared walls and costly monthly fees—here, you own the land and enjoy total freedom. This turn-key property is an exceptional, rare find for first-time buyers, young families, and down-sizers alike who want a detached home without the hefty price tag. Inside, the home requires absolutely no work and is entirely move-in ready. The bright, open-concept layout feels incredibly spacious and airy, courtesy of beautiful vaulted ceilings. At the heart of the home is a spotless kitchen complete with custom cabinetry and stainless steel appliances, which seamlessly connects to three generous bedrooms and two full bathrooms. Every inch of this residence has been meticulously maintained, offering a worry-free transition for its next owners.The outdoor space is a true extension of the home, perfectly blending a quiet rural lifestyle with everyday convenience. The beautifully landscaped yard features a large covered deck for year-round enjoyment, an above-ground pool to cool off in the summer, and a coveted detached shop ideal for hobbies, projects, or extra storage. Bring your toys, because the property offers massive parking capacity for an RV, a boat, and multiple guests. Located just minutes from top-tier BX schools and downtown Vernon amenities, this property offers unmatched value in today’s market. Schedule your viewing today to see it for yourself!
3
Beds
1,180 ft²
Floor area
1989
Year built
Single Family
Type
North BX
Area
Listed
August 18, 2026
Nearby & Commute
49 min
walk to Butcher Boys
3h 53m
bike to Orchard Park Exchange
12h 57m
walk to Orchard Park Exchange
12h 1m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 49%
| Detached | 33 | 49.3% |
| Mobile home | 9 | 13.4% |
| Other | 7 | 10.4% |
| Townhouse | 7 | 10.4% |
| Duplex | 4 | 6.0% |
| Other | 7 | 10.4% |
| $10,000 to $14,999 | 5 | 1.0% |
| $15,000 to $19,999 | 10 | 2.1% |
| $20,000 to $24,999 | 30 | 6.2% |
| $25,000 to $29,999 | 20 | 4.1% |
| $30,000 to $34,999 | 20 | 4.1% |
| $35,000 to $39,999 | 15 | 3.1% |
| $40,000 to $44,999 | 30 | 6.2% |
| $45,000 to $49,999 | 15 | 3.1% |
| $50,000 to $59,999 | 40 | 8.2% |
| $60,000 to $69,999 | 35 | 7.2% |
| $70,000 to $79,999 | 35 | 7.2% |
| $80,000 to $89,999 | 40 | 8.2% |
| $90,000 to $99,999 | 25 | 5.2% |
| $100,000 to $124,999 | 65 | 13.4% |
| $125,000 to $149,999 | 35 | 7.2% |
| $150,000 to $199,999 | 40 | 8.2% |
| $200,000 and over | 25 | 5.2% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,850
Principal and interest
Calculated estimate
$2,542
Property tax
Calculated estimate
$158/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$549,500
Down payment
Calculated estimate
$109,900 (20%)
Estimated mortgage
Calculated estimate
$439,600
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,850
/mo
Rate
%
Amortization
Principal and interest
$2,542
Property tax (est.)
$158
P&I
Tax
Down payment
$109,900 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $109,900 down (20%) on $549,500, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Daily mean across the year.
On the drier side for BC.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal.
At 5.5698 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
