Kelowna · V1W1M2
$5,233/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Welcome home to this custom-built half duplex in the highly sought-after Lower Mission, offering luxury living, thoughtful design, and incredible investment potential. This beautifully finished residence features 5 bedrooms plus an office, 5 bathrooms, and a bright 2-bedroom legal suite. The main level is filled with natural light and showcases a stylish office with custom feature wall detailing, a beautiful guest bathroom, and an open-concept floor plan designed for modern living and entertaining. The gourmet kitchen flows seamlessly into the spacious living and dining areas and out to the peaceful backyard patio, perfect for summer evenings and BBQs. An oversized laundry and mudroom offers excellent functionality with direct access to the attached double car garage. Upstairs, the spacious primary suite features a walk-in closet, private balcony, and spa-inspired 5-piece ensuite. Two additional bedrooms each offer their own private ensuites along with access to another balcony to enjoy the Okanagan sunshine. Downstairs, the bright and spacious 2-bedroom legal suite provides excellent flexibility for extended family, additional living space, or strong rental income potential. Located in one of Kelowna’s most desirable neighbourhoods, Lower Mission offers an exceptional lifestyle with close proximity to schools, parks, beaches, Okanagan Lake, restaurants, shopping, and all amenities.
5
Beds
3,108 ft²
Floor area
2023
Year built
Single Family
Type
Lower Mission
Area
Listed
May 19, 2026
$1,075,000 is 4.2% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
14 min
walk to Sunshine Market
11 min
bike to Mission Recreation Exchange
37 min
walk to Mission Recreation Exchange
10h 45m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 65%
| Detached | 134 | 65.4% |
| Condo / Apartment | 21 | 10.2% |
| Land | 21 | 10.2% |
| Townhouse | 21 | 10.2% |
| Duplex | 5 | 2.4% |
| Other | 3 | 1.5% |
| $15,000 to $19,999 | 5 | 2.4% |
| $30,000 to $34,999 | 5 | 2.4% |
| $40,000 to $44,999 | 5 | 2.4% |
| $50,000 to $59,999 | 15 | 7.3% |
| $60,000 to $69,999 | 15 | 7.3% |
| $70,000 to $79,999 | 15 | 7.3% |
| $80,000 to $89,999 | 10 | 4.9% |
| $90,000 to $99,999 | 10 | 4.9% |
| $100,000 to $124,999 | 20 | 9.8% |
| $125,000 to $149,999 | 25 | 12.2% |
| $150,000 to $199,999 | 35 | 17.1% |
| $200,000 and over | 45 | 22.0% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,233
Principal and interest
Calculated estimate
$4,783
Property tax
Calculated estimate
$300/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,034,000
Down payment
Calculated estimate
$206,800 (20%)
Estimated mortgage
Calculated estimate
$827,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,233
/mo
Rate
%
Amortization
Principal and interest
$4,783
Property tax (est.)
$300
P&I
Tax
Down payment
$206,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $206,800 down (20%) on $1,034,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Daily mean across the year.
On the drier side for BC.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 4.4661 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
