Lake Cowichan · V0R2G0
$4,915/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Just steps from a private beach and marina with no strata fees and a 15-minute walk to town, this newly-built home features 3 bedrooms, 3 bathrooms, and an additional 1-bedroom legal suite, perfect for short-term rentals. Offering over 2480 sqft of well designed living, the property includes a large deck, expansive patio and an optional 24-ft boat slip in the private marina. This custom-designed Aspen plan showcases a contemporary design with ample windows flooding the space in natural light and a large deck built for entertaining. Inside, you’ll find modern soft-close cabinets, quartz countertops, attractive flooring and high ceilings throughout. Located in North Shore Estates on Lake Cowichan First Nation Federal land, the property is available through a 107-year pre-paid head lease and GST is not applicable! Don’t miss your chance to experience lake life here on Cowichan Lake.
4
Beds
2,484 ft²
Floor area
2025
Year built
Single Family
Type
Lake Cowichan
Area
Listed
December 17, 2025
$969,000 is 6.1% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
28 min
walk to Country Grocer
2h 4m
bike to Alderlea Station
6h 53m
walk to Alderlea Station
3h 27m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 65%
| Detached | 40 | 64.5% |
| Land | 9 | 14.5% |
| Duplex | 3 | 4.8% |
| Mobile home | 3 | 4.8% |
| Townhouse | 3 | 4.8% |
| Other | 4 | 6.5% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,915
Principal and interest
Calculated estimate
$4,482
Property tax
Calculated estimate
$283/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$969,000
Down payment
Calculated estimate
$193,800 (20%)
Estimated mortgage
Calculated estimate
$775,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,915
/mo
Rate
%
Amortization
Principal and interest
$4,482
Property tax (est.)
$283
P&I
Tax
Down payment
$193,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $193,800 down (20%) on $969,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.2751 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
