Nanaimo · V9R3Z4
$3,435/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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*** For more information, please click Brochure button. *** Extensively renovated and thoughtfully updated throughout, this charming 2-bedroom, 1-bathroom home offers a bright, open-concept layout plus a fully self-contained detached guest house. The separate guest house (396 sqft) features its own kitchen, bathroom, washer and dryer, private entrance and separate hot water tank, providing exceptional flexibility for extended family, guests, a home office or future income potential (buyer to verify permitted uses). The main home (804 sqft) features an updated kitchen with newer appliances and custom wood countertops, a spacious primary bedroom with walk-in closet, high-end laminate flooring, newer windows, updated ceilings and two sun tunnels that bring natural light into the kitchen. Extensive improvements completed between 2024–2026 include updated electrical and plumbing, newer roof, insulation, baseboard heating, hot water tanks, kitchens, appliances, flooring and fresh interior and exterior paint. The detached guest house also features two large skylights, creating a bright and welcoming space. Outside, a large private yard with new 6-foot corrugated metal fencing along both side property lines, plus off-street parking with ample room for RVs and guests. Conveniently located in Nanaimo’s Harewood area, just minutes from Vancouver Island University, Nanaimo Regional General Hospital, the Nanaimo Aquatic Centre, schools, childcare, shopping, restaurants and major transit routes. A unique property offering character, extensive modern updates and the versatility of two separate living spaces.
3
Beds
1,161 ft²
Floor area
1950
Year built
Single Family
Type
South Nanaimo
Area
Listed
August 20, 2026
Nearby & Commute
8 min
walk to Quality Foods
8 min
bike to VIU Transit Exchange
25 min
walk to VIU Transit Exchange
2h 30m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 34%
| Detached | 80 | 33.9% |
| Land | 55 | 23.3% |
| Condo / Apartment | 49 | 20.8% |
| Mobile home | 15 | 6.4% |
| Townhouse | 14 | 5.9% |
| Other | 23 | 9.7% |
| $15,000 to $19,999 | 20 | 7.1% |
| $20,000 to $24,999 | 35 | 12.5% |
| $25,000 to $29,999 | 20 | 7.1% |
| $30,000 to $34,999 | 15 | 5.4% |
| $35,000 to $39,999 | 20 | 7.1% |
| $40,000 to $44,999 | 15 | 5.4% |
| $45,000 to $49,999 | 20 | 7.1% |
| $50,000 to $59,999 | 20 | 7.1% |
| $60,000 to $69,999 | 15 | 5.4% |
| $70,000 to $79,999 | 15 | 5.4% |
| $80,000 to $89,999 | 15 | 5.4% |
| $90,000 to $99,999 | 15 | 5.4% |
| $100,000 to $124,999 | 15 | 5.4% |
| $125,000 to $149,999 | 25 | 8.9% |
| $150,000 to $199,999 | 15 | 5.4% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,435
Principal and interest
Calculated estimate
$3,093
Property tax
Calculated estimate
$192/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$668,700
Down payment
Calculated estimate
$133,740 (20%)
Estimated mortgage
Calculated estimate
$534,960
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,435
/mo
Rate
%
Amortization
Principal and interest
$3,093
Property tax (est.)
$192
P&I
Tax
Down payment
$133,740 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $133,740 down (20%) on $668,700, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Daily mean across the year.
On the drier side for BC.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
At 6.9094 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
