Mill Bay · V8H1B6
$14,414/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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STUNNING 2022 custom West Coast Contemporary on private 2-acre estate with unobstructed ocean, island & mountain views. Open-concept design with vaulted ceilings, clerestory windows, sliding glass walls and dramatic fireplace feature wall. Chef kitchen with 2 islands, quartz, stainless appliances, Bluetooth lighting/audio fan and large walk-in pantry with grocery lift. Primary suite offers ocean views, deck access, freestanding tub, spa shower, double vanity and private water closet. Full-length stamped concrete deck with glass railings, pre-wired for media. Lower level features self-contained 2-bed suite, each with walk-in ensuite, private entrance, laundry, kitchenette and covered ocean-view patio. Oversized triple garage with EV charging plus detached 24x30 insulated workshop with 220 power. A 26 KW generator in place for reliable back up power when needed. In-ground sprinklers and ample parking. Luxury West Coast living at its finest.
5
Beds
3,749 ft²
Floor area
2022
Year built
Single Family
Type
Mill Bay
Area
Listed
May 4, 2026
No strata fee (freehold/non-strata). Property tax $9732/yr (0.336% of list price vs 0.30% norm). Typical owner in Cowichan Valley A pays $1,090/mo (Census 2021).
Nearby & Commute
29 min
walk to Thrifty Foods
1h 31m
bike to nearest SkyTrain station
5h 3m
walk to nearest SkyTrain station
3h 9m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 82%
| Detached | 27 | 81.8% |
| Mobile home | 3 | 9.1% |
| Land | 2 | 6.1% |
| Condo / Apartment | 1 | 3.0% |
| $10,000 to $14,999 | 5 | 1.6% |
| $15,000 to $19,999 | 10 | 3.1% |
| $20,000 to $24,999 | 5 | 1.6% |
| $25,000 to $29,999 | 10 | 3.1% |
| $30,000 to $34,999 | 10 | 3.1% |
| $35,000 to $39,999 | 5 | 1.6% |
| $40,000 to $44,999 | 5 | 1.6% |
| $45,000 to $49,999 | 10 | 3.1% |
| $50,000 to $59,999 | 25 | 7.8% |
| $60,000 to $69,999 | 25 | 7.8% |
| $70,000 to $79,999 | 35 | 10.9% |
| $80,000 to $89,999 | 25 | 7.8% |
| $90,000 to $99,999 | 20 | 6.3% |
| $100,000 to $124,999 | 40 | 12.5% |
| $125,000 to $149,999 | 25 | 7.8% |
| $150,000 to $199,999 | 30 | 9.4% |
| $200,000 and over | 35 | 10.9% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$14,414
Principal and interest
Calculated estimate
$13,414
Property tax
Calculated estimate
$850/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$2,900,000
Down payment
Calculated estimate
$580,000 (20%)
Estimated mortgage
Calculated estimate
$2,320,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$14,414
/mo
Rate
%
Amortization
Principal and interest
$13,414
Property tax (est.)
$850
P&I
Tax
Down payment
$580,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $580,000 down (20%) on $2,900,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
