Oliver · V0H1T2
$4,327/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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HIDDEN GEM! Welcome to beautiful Oliver, BC—proudly known as the Wine Capital of Canada, home to world-class vineyards, award-winning wineries, and one of the most sought-after regions in the South Okanagan. This charming, TOTALLY REMODELED 5-bedroom, 3-bathroom home sits on nearly half an acre of PRIVATE PROPERTY, backing onto the Okanagan River and offering a large peaceful green space, mountain views, and direct access to nature. Ideal as a full-time residence, an exceptional B&B opportunity, a rental investment, or a home with mortgage helper. The main level features a bright open layout with vaulted ceilings, livingroom with sliding doors to the deck, gourmet kitchen, 2 bedrooms & 2 bathrooms (with in-floor heating). The lower level features 3 additional bedrooms, extra bathroom and laundry/utility room, a 2nd kitchen, a 2nd livingroom or rec room with gas fireplace and walkout access to the patio and stunning backyard—perfect for an in-law suite or separate rental. The layout here is versatile and can be used as a totally separate 2 bdrm suite, and an extra 3rd bdrm for the upstairs, or the suite downstairs could be 3 bedrooms. Relax on the oversized back deck, entertain with summer BBQs, and enjoy walks along the International Hike and Bike Trail right by the river. Complete with carport, storage shed, and barn—this is a extra-rare Oliver property just minutes from top wineries, schools, shopping and all amenities. B&B potential: $25,000+/summer.
5
Beds
2,327 ft²
Floor area
1981
Year built
Single Family
Type
Oliver Rural
Area
Listed
August 12, 2026
Nearby & Commute
1h 9m
walk to No Frills
3h 22m
bike to Prairie Valley Station
11h 13m
walk to Prairie Valley Station
10h 22m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 62%
| Detached | 28 | 62.2% |
| Mobile home | 7 | 15.6% |
| Duplex | 4 | 8.9% |
| Land | 3 | 6.7% |
| Farm | 2 | 4.4% |
| Other | 1 | 2.2% |
| $20,000 to $24,999 | 10 | 6.3% |
| $25,000 to $29,999 | 5 | 3.1% |
| $30,000 to $34,999 | 10 | 6.3% |
| $40,000 to $44,999 | 5 | 3.1% |
| $45,000 to $49,999 | 5 | 3.1% |
| $50,000 to $59,999 | 15 | 9.4% |
| $60,000 to $69,999 | 15 | 9.4% |
| $70,000 to $79,999 | 15 | 9.4% |
| $80,000 to $89,999 | 10 | 6.3% |
| $90,000 to $99,999 | 10 | 6.3% |
| $100,000 to $124,999 | 15 | 9.4% |
| $125,000 to $149,999 | 15 | 9.4% |
| $150,000 to $199,999 | 15 | 9.4% |
| $200,000 and over | 15 | 9.4% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,327
Principal and interest
Calculated estimate
$3,927
Property tax
Calculated estimate
$250/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$849,000
Down payment
Calculated estimate
$169,800 (20%)
Estimated mortgage
Calculated estimate
$679,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,327
/mo
Rate
%
Amortization
Principal and interest
$3,927
Property tax (est.)
$250
P&I
Tax
Down payment
$169,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $169,800 down (20%) on $849,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 4.9722 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
