Coldstream · V1B2V4
$7,765/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Some views are meant to be visited; this one is meant to be lived. Perched above one of the Okanagan's most breathtaking landscapes, this beautifully updated home offers spectacular views of Kalamalka Lake from nearly every room. Whether you're waking up in the primary bedroom, relaxing in the living room, soaking in the new hot tub, or preparing dinner in the fully renovated kitchen, the ever-changing lake views become part of everyday life. The kitchen renovation was thoughtfully designed to maximize the outlook, creating a space where cooking, entertaining, & gathering are enhanced by the incredible scenery. This 4-bed, 3-bath home has been meticulously maintained & extensively updated, allowing you to simply move in. While the complete list of improvements is available in supplements, notable upgrades include new windows & doors (2024), new roof (2022), new air conditioning (2022), replacement of Poly-B plumbing, resurfaced decks, driveway & landscaping improvements, installation of backup generator system, & a Flo by Moen smart water monitoring system with automatic leak detection. Attention to detail throughout reflects true pride of ownership. With parking for up to 6 vehicles, generous living spaces, & a location just minutes from schools, parks, shopping, recreation, & all of Coldstream & Vernon's amenities, this home offers the perfect balance of comfort, convenience, & lifestyle. Opportunities to own a home with views like these & updates of this caliber are rare.
4
Beds
2,821 ft²
Floor area
1995
Year built
Single Family
Type
Middleton Mountain Coldstream
Area
Listed
July 29, 2026
Nearby & Commute
37 min
walk to Save-On-Foods
3h 15m
bike to Orchard Park Exchange
10h 48m
walk to Orchard Park Exchange
11h 52m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 51%
| Detached | 75 | 50.7% |
| Townhouse | 23 | 15.5% |
| Land | 12 | 8.1% |
| Duplex | 11 | 7.4% |
| Mobile home | 10 | 6.8% |
| Other | 17 | 11.5% |
| $20,000 to $24,999 | 5 | 0.9% |
| $25,000 to $29,999 | 5 | 0.9% |
| $30,000 to $34,999 | 10 | 1.7% |
| $35,000 to $39,999 | 5 | 0.9% |
| $40,000 to $44,999 | 10 | 1.7% |
| $45,000 to $49,999 | 15 | 2.6% |
| $50,000 to $59,999 | 20 | 3.5% |
| $60,000 to $69,999 | 25 | 4.3% |
| $70,000 to $79,999 | 25 | 4.3% |
| $80,000 to $89,999 | 30 | 5.2% |
| $90,000 to $99,999 | 40 | 7.0% |
| $100,000 to $124,999 | 65 | 11.3% |
| $125,000 to $149,999 | 60 | 10.4% |
| $150,000 to $199,999 | 105 | 18.3% |
| $200,000 and over | 155 | 27.0% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$7,765
Principal and interest
Calculated estimate
$7,165
Property tax
Calculated estimate
$450/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,549,000
Down payment
Calculated estimate
$309,800 (20%)
Estimated mortgage
Calculated estimate
$1,239,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$7,765
/mo
Rate
%
Amortization
Principal and interest
$7,165
Property tax (est.)
$450
P&I
Tax
Down payment
$309,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $309,800 down (20%) on $1,549,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 5.0852 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
