Penticton · V2A7Y8
$4,420/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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A Great Wiltse Family Home. This spacious 2,974 sq. ft. 3-bedroom, 3-bathroom, three-level split is in one of Penticton’s most desirable family neighbourhoods. The location is a major highlight, with Wiltse Elementary just a short walk away, plus nearby hiking and mountain biking trails, rock climbing and convenient transit. The main floor offers a bright living room, formal dining room, spacious kitchen with eating nook, and a cozy family room with gas fireplace that opens directly to the private, fully fenced and landscaped backyard and patio. The main floor also has a 2-piece bath, laundry and access to the double garage. Upstairs are three generous bedrooms, including a primary bedroom with a 3-piece ensuite and large walk-in closet. The lower level adds a versatile rec room plus plenty of storage and flexible space that could work well for a home gym, craft room, workshop or additional family space. With lots of parking, a double garage, a great yard and an excellent school-and-trails location, this home is truly perfect for a growing family looking to put down roots in one of Penticton’s most desirable areas. Total sq.ft. calculations are based on the exterior dimensions of the building at each floor level & inc. all interior walls & must be verified by the buyer if deemed important.
3
Beds
2,974 ft²
Floor area
1987
Year built
Single Family
Type
Wiltse/Valleyview
Area
Listed
August 25, 2026
Nearby & Commute
20 min
walk to Real Canadian Superstore
1h 24m
bike to Prairie Valley Station
4h 40m
walk to Prairie Valley Station
10h 19m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 38%
| Detached | 102 | 38.5% |
| Condo / Apartment | 66 | 24.9% |
| Townhouse | 38 | 14.3% |
| Land | 36 | 13.6% |
| Duplex | 9 | 3.4% |
| Other | 14 | 5.3% |
| $30,000 to $34,999 | 5 | 1.5% |
| $35,000 to $39,999 | 5 | 1.5% |
| $40,000 to $44,999 | 10 | 3.0% |
| $45,000 to $49,999 | 10 | 3.0% |
| $50,000 to $59,999 | 25 | 7.5% |
| $60,000 to $69,999 | 25 | 7.5% |
| $70,000 to $79,999 | 30 | 9.0% |
| $80,000 to $89,999 | 30 | 9.0% |
| $90,000 to $99,999 | 25 | 7.5% |
| $100,000 to $124,999 | 55 | 16.4% |
| $125,000 to $149,999 | 35 | 10.4% |
| $150,000 to $199,999 | 40 | 11.9% |
| $200,000 and over | 40 | 11.9% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,420
Principal and interest
Calculated estimate
$4,020
Property tax
Calculated estimate
$250/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$869,000
Down payment
Calculated estimate
$173,800 (20%)
Estimated mortgage
Calculated estimate
$695,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,420
/mo
Rate
%
Amortization
Principal and interest
$4,020
Property tax (est.)
$250
P&I
Tax
Down payment
$173,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $173,800 down (20%) on $869,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.4404 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
