792 12th Street
Courtenay · V9N1V4
$3,224/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Courtenay · V9N1V4
$3,224/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Discover the perfect blend of comfort and versatility in this centrally located property in the heart of Courtenay! This home is ideal for investors or those seeking multi-generational living arrangements. Step into a bright and airy 2-bedroom, 1-bath layout designed for relaxation and enjoyment. Featuring spacious living areas flooded with natural light, this upper level is your perfect retreat. The fully independent 2-bedroom, 1-bath suite downstairs offers incredible flexibility. Whether for rental income or to accommodate extended family, this space enhances the property's appeal and potential. With generous parking available for multiple vehicles, convenience is at your fingertips! Enjoy the ease of being close to shopping, schools, parks, and all essential amenities. This property not only offers practicality but is also situated in a thriving community. Don’t miss out!
4
Beds
2,144 ft²
Floor area
1992
Year built
Single Family
Type
Courtenay City
Area
Listed
August 6, 2026
Nearby & Commute
9 min
walk to Thrifty Foods
4 min
bike to nearest SkyTrain station
12 min
walk to nearest SkyTrain station
5h 44m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 34%
| Detached | 48 | 33.6% |
| Townhouse | 32 | 22.4% |
| Condo / Apartment | 30 | 21.0% |
| Duplex | 17 | 11.9% |
| Land | 5 | 3.5% |
| Other | 11 | 7.7% |
| $15,000 to $19,999 | 10 | 4.3% |
| $20,000 to $24,999 | 15 | 6.5% |
| $25,000 to $29,999 | 10 | 4.3% |
| $30,000 to $34,999 | 20 | 8.7% |
| $35,000 to $39,999 | 20 | 8.7% |
| $40,000 to $44,999 | 10 | 4.3% |
| $45,000 to $49,999 | 15 | 6.5% |
| $50,000 to $59,999 | 20 | 8.7% |
| $60,000 to $69,999 | 25 | 10.9% |
| $70,000 to $79,999 | 15 | 6.5% |
| $80,000 to $89,999 | 20 | 8.7% |
| $90,000 to $99,999 | 10 | 4.3% |
| $100,000 to $124,999 | 15 | 6.5% |
| $125,000 to $149,999 | 5 | 2.2% |
| $150,000 to $199,999 | 15 | 6.5% |
| $200,000 and over | 5 | 2.2% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,224
Principal and interest
Calculated estimate
$2,891
Property tax
Calculated estimate
$183/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$625,000
Down payment
Calculated estimate
$125,000 (20%)
Estimated mortgage
Calculated estimate
$500,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,224
/mo
Rate
%
Amortization
Principal and interest
$2,891
Property tax (est.)
$183
P&I
Tax
Down payment
$125,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $125,000 down (20%) on $625,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 5.1531 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Daily mean across the year.
On the drier side for BC.
Expect real winters.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.