Lumby · V0E2G7
$3,937/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Updated inside and out, this home combines quality renovations, exceptional outdoor living, and a flexible layout in one of Lumby's most desirable family neighbourhoods. Situated on a 0.22-acre lot backing onto farmland, you can enjoy beautiful views in your backyard oasis. The heated in-ground pool has been completely redone with a new liner, pump, plumbing, electric heater, concrete surround, and equipment. A pool house, expansive Duradek deck with new railings, retaining walls, beautiful landscaping, pool lighting, and turf create an incredible space for entertaining, relaxing, or spending time with family and friends. This home offers ample parking, RV parking, and plenty of room in the backyard to add a shop. Inside, the list of improvements continues with newer natural gas forced-air heating, central AC, natural gas hot water tank, updated soffits, fascia, gutters, lighting, entry doors, appliances, and a suite. The suite features its own entrance and separate laundry, making it ideal for extended family, guests, or a mortgage helper. Located just minutes from schools, parks, shopping, golfing and downtown Lumby, the home is approximately 20 minutes to Vernon, 45 minutes to Silver Star Mountain Resort, and under one hour to Kelowna International Airport. With extensive recent upgrades, exceptional outdoor living, a flexible suite, and room for all your vehicles, RVs, and future plans, this is a property that offers all the best of the Okanagan.
3
Beds
1,789 ft²
Floor area
1979
Year built
Single Family
Type
Lumby Valley
Area
Listed
June 30, 2026
Nearby & Commute
53 min
walk to Super A Foods
3h 53m
bike to Orchard Park Exchange
12h 54m
walk to Orchard Park Exchange
12h 33m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 57%
| Detached | 29 | 56.9% |
| Land | 16 | 31.4% |
| Duplex | 2 | 3.9% |
| Other | 2 | 3.9% |
| Mobile home | 1 | 2.0% |
| Other | 1 | 2.0% |
| $15,000 to $19,999 | 5 | 2.7% |
| $20,000 to $24,999 | 10 | 5.4% |
| $25,000 to $29,999 | 5 | 2.7% |
| $30,000 to $34,999 | 5 | 2.7% |
| $35,000 to $39,999 | 10 | 5.4% |
| $45,000 to $49,999 | 10 | 5.4% |
| $50,000 to $59,999 | 20 | 10.8% |
| $60,000 to $69,999 | 10 | 5.4% |
| $70,000 to $79,999 | 10 | 5.4% |
| $80,000 to $89,999 | 15 | 8.1% |
| $90,000 to $99,999 | 15 | 8.1% |
| $100,000 to $124,999 | 25 | 13.5% |
| $125,000 to $149,999 | 25 | 13.5% |
| $150,000 to $199,999 | 15 | 8.1% |
| $200,000 and over | 5 | 2.7% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,937
Principal and interest
Calculated estimate
$3,562
Property tax
Calculated estimate
$225/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$769,999
Down payment
Calculated estimate
$154,000 (20%)
Estimated mortgage
Calculated estimate
$615,999
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,937
/mo
Rate
%
Amortization
Principal and interest
$3,562
Property tax (est.)
$225
P&I
Tax
Down payment
$154,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $154,000 down (20%) on $769,999, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.3118 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
