#809 – 647 Michigan Street
Victoria · V8V1S9
$908/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Victoria · V8V1S9
$908/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Seller to pay all currently confirmed special assessments as of August 16, 2026 — a significant financial benefit for the buyer.Bright 8th-floor suite offering spectacular ocean, mountain and Beacon Hill Park views in the heart of James Bay. Enjoy afternoon sun from the spacious balcony while taking in panoramic vistas toward the Olympic Mountains. This bright and functional 1-bedroom home offers comfortable living and abundant natural light. Residents enjoy an outstanding amenity package including secure underground parking, an outdoor pool, hot tub, sauna, workshop, hobby room and on-site caretaker. Just steps from Beacon Hill Park, the Dallas Road waterfront, cafés, restaurants, shopping and transit. A rare opportunity to enjoy breathtaking views and one of Victoria’s most desirable, walkable neighbourhoods.
1
Beds
631 ft²
Floor area
1967
Year built
Single Family
Type
James Bay
Area
Listed
July 25, 2026
$154,900 is 76.2% below the Lower Mainland Apartment HPI benchmark of $652,200 (2026-04-01).
Nearby & Commute
5 min
walk to Red Barn Market
2 min
bike to Capital City Station
7 min
walk to Capital City Station
3h 55m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Condo / Apartment · 67%
| Condo / Apartment | 309 | 66.7% |
| Detached | 75 | 16.2% |
| Townhouse | 49 | 10.6% |
| Duplex | 9 | 1.9% |
| Land | 9 | 1.9% |
| Other | 12 | 2.6% |
| Under $5,000 | 10 | 2.6% |
| $5,000 to $9,999 | 5 | 1.3% |
| $10,000 to $14,999 | 10 | 2.6% |
| $15,000 to $19,999 | 10 | 2.6% |
| $20,000 to $24,999 | 20 | 5.2% |
| $25,000 to $29,999 | 25 | 6.5% |
| $30,000 to $34,999 | 15 | 3.9% |
| $35,000 to $39,999 | 25 | 6.5% |
| $40,000 to $44,999 | 20 | 5.2% |
| $45,000 to $49,999 | 25 | 6.5% |
| $50,000 to $59,999 | 45 | 11.7% |
| $60,000 to $69,999 | 35 | 9.1% |
| $70,000 to $79,999 | 30 | 7.8% |
| $80,000 to $89,999 | 30 | 7.8% |
| $90,000 to $99,999 | 20 | 5.2% |
| $100,000 to $124,999 | 30 | 7.8% |
| $125,000 to $149,999 | 15 | 3.9% |
| $150,000 to $199,999 | 10 | 2.6% |
| $200,000 and over | 5 | 1.3% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$908
Principal and interest
Calculated estimate
$717
Property tax
Calculated estimate
$42/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$154,900
Down payment
Calculated estimate
$30,980 (20%)
Estimated mortgage
Calculated estimate
$123,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$908
/mo
Rate
%
Amortization
Principal and interest
$717
Property tax (est.)
$42
P&I
Tax
Down payment
$30,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $30,980 down (20%) on $154,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Daily mean across the year.
On the drier side for BC.
Snow is the exception here.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.2034 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.