8108 Bertha Street
Crofton · V0R1R0
$2,705/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Crofton · V0R1R0
$2,705/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Wow...an affordable oceanview, 3-bedroom home just a short walk to the marina, beaches & the famous Crofton boardwalk. Sit out on the sundeck for morning coffee & take in ever-changing views over Oborne Bay to Saltspring Island. The functional plan offers flexibility to have the primary bedroom up or down. The spacious, open-concept kitchen, dining area & living room have a perfect flow, with all areas open to the views. There’s good off-street parking with the single carport, an additional concrete parking spot & possible sideyard RV space. The fully fenced backyard has a nice patio & a storage shed. Great community feeling; walk the kids to school & pick up groceries on the way back. Take advantage of the easy access to the Stuart Channel for your ocean recreation. Boating around the Gulf Islands, kayaking, fishing, crabbing & prawning are yours to enjoy. Head down to the boardwalk for a relaxed evening stroll along the ocean. This is the most idyllic Island lifestyle that awaits.
3
Beds
1,443 ft²
Floor area
1993
Year built
Single Family
Type
Crofton
Area
Listed
June 8, 2026
$529,900 is 42.1% below the Lower Mainland Townhouse HPI benchmark of $915,600 (2026-04-01).
Nearby & Commute
2h 21m
walk to Country Grocer
40 min
bike to Alderlea Station
2h 15m
walk to Alderlea Station
2h 25m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 56%
| Detached | 15 | 55.6% |
| Land | 5 | 18.5% |
| Duplex | 2 | 7.4% |
| Other | 2 | 7.4% |
| Condo / Apartment | 1 | 3.7% |
| Other | 2 | 7.4% |
| $20,000 to $24,999 | 10 | 5.9% |
| $25,000 to $29,999 | 10 | 5.9% |
| $30,000 to $34,999 | 5 | 2.9% |
| $35,000 to $39,999 | 10 | 5.9% |
| $40,000 to $44,999 | 5 | 2.9% |
| $45,000 to $49,999 | 10 | 5.9% |
| $50,000 to $59,999 | 25 | 14.7% |
| $60,000 to $69,999 | 15 | 8.8% |
| $70,000 to $79,999 | 15 | 8.8% |
| $80,000 to $89,999 | 5 | 2.9% |
| $90,000 to $99,999 | 15 | 8.8% |
| $100,000 to $124,999 | 20 | 11.8% |
| $125,000 to $149,999 | 10 | 5.9% |
| $150,000 to $199,999 | 5 | 2.9% |
| $200,000 and over | 10 | 5.9% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,705
Principal and interest
Calculated estimate
$2,405
Property tax
Calculated estimate
$150/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$519,900
Down payment
Calculated estimate
$103,980 (20%)
Estimated mortgage
Calculated estimate
$415,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,705
/mo
Rate
%
Amortization
Principal and interest
$2,405
Property tax (est.)
$150
P&I
Tax
Down payment
$103,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $103,980 down (20%) on $519,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.