Kelowna · V1Y6J8
$3,491/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Located in the heart of downtown Kelowna, this charming home offers an increasingly rare opportunity to secure a sizeable property in one of the city's most walkable and desirable neighbourhoods. Surrounded by mature trees and established homes, the property combines the character of a traditional residential setting with the convenience of downtown living. The home is currently tenanted and situated on a generous lot with ample outdoor space to enjoy today while providing flexibility for the future. Just moments from the waterfront, restaurants, shopping, parks, and everyday amenities, the location continues to be highly sought after by homeowners and investors alike. As downtown Kelowna continues to evolve, the property also presents long-term potential for future redevelopment. For those seeking a larger opportunity, the neighbouring property is also available and may be purchased together as a potential land assembly totaling approximately 0.34 acres. Buyers are encouraged to complete their own due diligence regarding redevelopment possibilities and municipal requirements. Whether you're looking for a home, a holding property, or a strategic long-term investment in a prime downtown location, this property offers exceptional flexibility and future potential. All measurements and square footage have been taken from BC Assessment and should be independently verified if important.
3
Beds
1,848 ft²
Floor area
1948
Year built
Single Family
Type
Kelowna North
Area
Listed
June 26, 2026
Nearby & Commute
5 min
walk to Safeway
15 min
bike to Orchard Park Exchange
48 min
walk to Orchard Park Exchange
10h 48m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Condo / Apartment · 44%
| Condo / Apartment | 289 | 44.1% |
| Detached | 196 | 29.9% |
| Townhouse | 123 | 18.8% |
| Duplex | 17 | 2.6% |
| Other | 17 | 2.6% |
| Other | 14 | 2.1% |
| Under $5,000 | 10 | 4.2% |
| $10,000 to $14,999 | 5 | 2.1% |
| $15,000 to $19,999 | 5 | 2.1% |
| $20,000 to $24,999 | 15 | 6.3% |
| $25,000 to $29,999 | 15 | 6.3% |
| $30,000 to $34,999 | 10 | 4.2% |
| $35,000 to $39,999 | 10 | 4.2% |
| $40,000 to $44,999 | 10 | 4.2% |
| $45,000 to $49,999 | 10 | 4.2% |
| $50,000 to $59,999 | 10 | 4.2% |
| $60,000 to $69,999 | 20 | 8.3% |
| $70,000 to $79,999 | 30 | 12.5% |
| $80,000 to $89,999 | 15 | 6.3% |
| $90,000 to $99,999 | 15 | 6.3% |
| $100,000 to $124,999 | 25 | 10.4% |
| $125,000 to $149,999 | 15 | 6.3% |
| $150,000 to $199,999 | 15 | 6.3% |
| $200,000 and over | 5 | 2.1% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,491
Principal and interest
Calculated estimate
$3,141
Property tax
Calculated estimate
$200/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$679,000
Down payment
Calculated estimate
$135,800 (20%)
Estimated mortgage
Calculated estimate
$543,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,491
/mo
Rate
%
Amortization
Principal and interest
$3,141
Property tax (est.)
$200
P&I
Tax
Down payment
$135,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $135,800 down (20%) on $679,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Daily mean across the year.
On the drier side for BC.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 4.4661 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
