Nanaimo · V9R2S6
$3,289/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Full of character and charm, this unique 1912 Nanaimo home offers flexible living space, ocean views and excellent versatility. The main level features 2 bedrooms, 1.5 bathrooms and an enclosed deck overlooking the ocean. The loft-style third level adds a bedroom and den, with beautiful ocean views from the den. The lower level is a separate suite featuring 2 bedrooms (The second bedroom has no closet), laundry and storage. Both the main living area and lower suite have their own washer and dryer. The property is zoned R15 and has a Two Family Conversion Permit dating back to January 1995. Numerous updates and improvements have been completed over the years, including a new roof in 2017, full exterior paint in 2018, new gutters and downspouts in 2021, and two new hot water tanks in 2022. The lower suite has also undergone a renovation, including new windows, a sliding glass door and new appliances. A new cedar gate was also added in 2025. Outside, enjoy a small, low-maintenance backyard and a large garage/workshop located in the driveway—perfect for hobbies, projects, storage or additional workspace. A truly distinctive property with historic character, ocean views, multiple bedrooms, a separate suite and a long list of updates. Whether you're looking for a home with income potential, space for extended family, or a property with room to live, work and create, this home offers plenty of possibilities.
5
Beds
2,094 ft²
Floor area
1912
Year built
Single Family
Type
South Nanaimo
Area
Listed
August 21, 2026
Nearby & Commute
7 min
walk to Superette
2 min
bike to Downtown Nanaimo Transit Exchange
7 min
walk to Downtown Nanaimo Transit Exchange
2h 27m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 35%
| Detached | 96 | 34.7% |
| Condo / Apartment | 66 | 23.8% |
| Land | 60 | 21.7% |
| Townhouse | 17 | 6.1% |
| Mobile home | 13 | 4.7% |
| Other | 25 | 9.0% |
| Under $5,000 | 5 | 0.9% |
| $5,000 to $9,999 | 10 | 1.8% |
| $10,000 to $14,999 | 10 | 1.8% |
| $15,000 to $19,999 | 40 | 7.3% |
| $20,000 to $24,999 | 35 | 6.4% |
| $25,000 to $29,999 | 35 | 6.4% |
| $30,000 to $34,999 | 35 | 6.4% |
| $35,000 to $39,999 | 35 | 6.4% |
| $40,000 to $44,999 | 45 | 8.3% |
| $45,000 to $49,999 | 45 | 8.3% |
| $50,000 to $59,999 | 55 | 10.1% |
| $60,000 to $69,999 | 50 | 9.2% |
| $70,000 to $79,999 | 30 | 5.5% |
| $80,000 to $89,999 | 25 | 4.6% |
| $90,000 to $99,999 | 15 | 2.8% |
| $100,000 to $124,999 | 35 | 6.4% |
| $125,000 to $149,999 | 15 | 2.8% |
| $150,000 to $199,999 | 15 | 2.8% |
| $200,000 and over | 10 | 1.8% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,289
Principal and interest
Calculated estimate
$2,956
Property tax
Calculated estimate
$183/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$639,000
Down payment
Calculated estimate
$127,800 (20%)
Estimated mortgage
Calculated estimate
$511,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,289
/mo
Rate
%
Amortization
Principal and interest
$2,956
Property tax (est.)
$183
P&I
Tax
Down payment
$127,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $127,800 down (20%) on $639,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Daily mean across the year.
On the drier side for BC.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.9094 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
