West Kelowna · V1Z2Z1
$963/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Situated in a peaceful setting steps from Mount Boucherie hiking trails, and just an eight minute drive from Okanagan Lake, shopping centres, grocery stores, restaurants, wineries, and everyday conveniences, this two bedroom, one bathroom home offers an affordable opportunity to enjoy the Okanagan lifestyle without compromise. Inside, modern updates blend with comfortable living spaces, including some fresh paint and newer laminate flooring installed in 2024. The primary bedroom, located within the addition, offers a gas fireplace and spacious walk-in closet. The bright four piece bathroom features a jetted tub, while the home is further enhanced by a portable dishwasher, built-in water softener system, and freestanding water cooler. Updates provide peace of mind, including a gas furnace installed in 2021, serviced annually. Four air conditioning units, two permanent and two window units, keep the home comfortable throughout the warmer months. Outdoor living is equally inviting. The covered porch was upgraded in 2022 and features a barn-door closure, and a pergola-style roof extension with custom garden beds was added in 2023 to further enhance the outdoor experience, while mature lilacs provide beauty and colour nearby. The low-maintenance pea-gravel yard allows for easy upkeep and more time spent enjoying the Okanagan lifestyle. Storage is abundant with an attached workshop/storage enclosure with exterior access, plus two additional storage shed areas. Practical features such as gutter de-icing wires and a two-car gravel driveway further add to the home's appeal. Located within McDougall Creek Estates, a sought-after 45+ community on Westbank First Nation land, this property offers an opportunity to enjoy affordable home ownership in a well-established community, surrounded by beaches, wineries, recreation, and amenities. Dog/Cat friendly with restrictions. Land Lease expires in 2054. Estate Sale. Some images are virtually staged for illustrative purposes only.
2
Beds
1,080 ft²
Floor area
1971
Year built
Single Family
Type
Westbank Centre
Area
Listed
August 14, 2026
Nearby & Commute
33 min
walk to Walmart Supercentre
20 min
bike to West Kelowna
1h 5m
walk to West Kelowna
10h 29m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 41%
| Detached | 138 | 40.7% |
| Mobile home | 73 | 21.5% |
| Condo / Apartment | 42 | 12.4% |
| Townhouse | 41 | 12.1% |
| Land | 25 | 7.4% |
| Other | 20 | 5.9% |
| Under $5,000 | 10 | 1.4% |
| $5,000 to $9,999 | 5 | 0.7% |
| $10,000 to $14,999 | 10 | 1.4% |
| $15,000 to $19,999 | 10 | 1.4% |
| $20,000 to $24,999 | 40 | 5.5% |
| $25,000 to $29,999 | 25 | 3.4% |
| $30,000 to $34,999 | 25 | 3.4% |
| $35,000 to $39,999 | 50 | 6.8% |
| $40,000 to $44,999 | 25 | 3.4% |
| $45,000 to $49,999 | 25 | 3.4% |
| $50,000 to $59,999 | 70 | 9.6% |
| $60,000 to $69,999 | 55 | 7.5% |
| $70,000 to $79,999 | 55 | 7.5% |
| $80,000 to $89,999 | 55 | 7.5% |
| $90,000 to $99,999 | 35 | 4.8% |
| $100,000 to $124,999 | 85 | 11.6% |
| $125,000 to $149,999 | 65 | 8.9% |
| $150,000 to $199,999 | 60 | 8.2% |
| $200,000 and over | 25 | 3.4% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$963
Principal and interest
Calculated estimate
$763
Property tax
Calculated estimate
$50/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$164,900
Down payment
Calculated estimate
$32,980 (20%)
Estimated mortgage
Calculated estimate
$131,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$963
/mo
Rate
%
Amortization
Principal and interest
$763
Property tax (est.)
$50
P&I
Tax
Down payment
$32,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $32,980 down (20%) on $164,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Daily mean across the year.
On the drier side for BC.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 4.6296 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
