Esquimalt · V9A5A9
$5,021/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Charming 40's home nested into the heart of Esquimalt. Steps away from the West Bay Walkway, all your shopping amenities, and the Esquimalt Recreation Centre. The main level offers two bedrooms with additional closet space in the primary, a cosy living room with electric fireplace, and a sun-filled kitchen overlooking the large south-facing deck & private backyard with Olympic Mountain views. Downstairs features a fully renovated office space, laundry mudroom-room, plus a studio-suite with separate entrance, perfect as a mortgage-helper. Outside, enjoy ample parking with a generous driveway and detached garage. Significant updates over recent years include a roof, 200-amp electrical upgrade, full drain tile replacement with sump-pump, and vinyl windows throughout. Natural gas is available at the house for future connection. Located in a family-friendly neighbourhood, this move-in ready home offers excellent value, flexibility, and income potential.
3
Beds
1,572 ft²
Floor area
1941
Year built
Single Family
Type
Old Esquimalt
Area
Listed
June 15, 2026
Nearby & Commute
12 min
walk to Country Grocer
2 min
bike to West Bay/Esquimalt
7 min
walk to West Bay/Esquimalt
3h 53m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Condo / Apartment · 61%
| Condo / Apartment | 269 | 61.0% |
| Detached | 68 | 15.4% |
| Townhouse | 61 | 13.8% |
| Land | 13 | 2.9% |
| Mobile home | 13 | 2.9% |
| Other | 17 | 3.9% |
| $15,000 to $19,999 | 10 | 4.3% |
| $20,000 to $24,999 | 15 | 6.4% |
| $25,000 to $29,999 | 5 | 2.1% |
| $30,000 to $34,999 | 15 | 6.4% |
| $35,000 to $39,999 | 20 | 8.5% |
| $40,000 to $44,999 | 15 | 6.4% |
| $45,000 to $49,999 | 15 | 6.4% |
| $50,000 to $59,999 | 15 | 6.4% |
| $60,000 to $69,999 | 20 | 8.5% |
| $70,000 to $79,999 | 20 | 8.5% |
| $80,000 to $89,999 | 15 | 6.4% |
| $90,000 to $99,999 | 10 | 4.3% |
| $100,000 to $124,999 | 20 | 8.5% |
| $125,000 to $149,999 | 15 | 6.4% |
| $150,000 to $199,999 | 15 | 6.4% |
| $200,000 and over | 10 | 4.3% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,021
Principal and interest
Calculated estimate
$4,579
Property tax
Calculated estimate
$292/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$990,000
Down payment
Calculated estimate
$198,000 (20%)
Estimated mortgage
Calculated estimate
$792,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,021
/mo
Rate
%
Amortization
Principal and interest
$4,579
Property tax (est.)
$292
P&I
Tax
Down payment
$198,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $198,000 down (20%) on $990,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.7315 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
