Salt Spring · V8K2M8
$6,028/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Own your own piece of heaven on beautiful Salt Spring Island! Admire the spectacular ocean view, and stunning sunsets. Groceries, restaurants and entertainment are found nearby in Ganges (7 minutes). Enjoy Salt Spring’s vibrant arts community. Hike the many trails in Mount Erskine Provincial Park which borders the property. Options are endless! 9 minutes from the Vesuvius ferry, the newly refurbished, open-concept carriage house sits on 21.66 acres of forested land and boasts floor-to-ceiling windows, a 40 x 10 ft. deck facing Vancouver Island. The 25 x 30 ft. garage/workshop can be used as is or converted to additional living space. Two 200-amp services and two ample wells (10gpm and 4gpm). Zoning permits subdivision into three lots, each with a main residence and cottage. Three fully serviced (water/hydro/septic) and three partially serviced RV/trailer sites provide immediate rental income opportunities. Contact your realtor and see what this unique property has to offer.
1
Beds
936 ft²
Floor area
2016
Year built
Single Family
Type
Salt Spring
Area
Listed
December 30, 2024
$1,195,000 is 15.9% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
43 min
walk to Country Grocer
1h 4m
bike to Alderlea Station
3h 34m
walk to Alderlea Station
2h 16m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 54%
| Detached | 22 | 53.7% |
| Land | 13 | 31.7% |
| Townhouse | 3 | 7.3% |
| Other | 2 | 4.9% |
| Mobile home | 1 | 2.4% |
| Under $5,000 | 15 | 1.1% |
| $5,000 to $9,999 | 10 | 0.7% |
| $10,000 to $14,999 | 15 | 1.1% |
| $15,000 to $19,999 | 45 | 3.2% |
| $20,000 to $24,999 | 50 | 3.5% |
| $25,000 to $29,999 | 60 | 4.2% |
| $30,000 to $34,999 | 65 | 4.6% |
| $35,000 to $39,999 | 40 | 2.8% |
| $40,000 to $44,999 | 60 | 4.2% |
| $45,000 to $49,999 | 40 | 2.8% |
| $50,000 to $59,999 | 95 | 6.7% |
| $60,000 to $69,999 | 105 | 7.4% |
| $70,000 to $79,999 | 105 | 7.4% |
| $80,000 to $89,999 | 80 | 5.7% |
| $90,000 to $99,999 | 80 | 5.7% |
| $100,000 to $124,999 | 175 | 12.4% |
| $125,000 to $149,999 | 125 | 8.8% |
| $150,000 to $199,999 | 125 | 8.8% |
| $200,000 and over | 125 | 8.8% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$6,028
Principal and interest
Calculated estimate
$5,528
Property tax
Calculated estimate
$350/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,195,000
Down payment
Calculated estimate
$239,000 (20%)
Estimated mortgage
Calculated estimate
$956,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$6,028
/mo
Rate
%
Amortization
Principal and interest
$5,528
Property tax (est.)
$350
P&I
Tax
Down payment
$239,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $239,000 down (20%) on $1,195,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
