Summerland · V0H1Z9
$9,907/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Modern Okanagan living just steps from Powell Beach and Okanagan Lake. Built in 2021, this beautifully designed 4 bedroom, 5 bathroom home offers 2,660 sq. ft. of thoughtfully planned living space, including a legal suite ideal for guests, extended family, or rental income potential. Inside, soaring vaulted ceilings create a bright and airy atmosphere, while contemporary finishes and an open-concept layout make the home perfect for both everyday living and entertaining. Take in lovely views of Okanagan Lake from multiple vantage points and enjoy the spacious entertainment deck, private patio, fenced yard in addition to the low maintenance landscape offered by the property's xeriscaping and artificial turf. There's parking on the property with an attached 16' x 20' garage in addition to 2 open spaces and the home offers home warranty insurance. All situated in an upscale neighbourhood, close to Trout Creek Elementary School, tennis/pickleball courts, parks, playgrounds & beaches!
4
Beds
2,661 ft²
Floor area
2021
Year built
Single Family
Type
Trout Creek
Area
Listed
May 11, 2026
$1,985,000 is 20.5% above the Lower Mainland Single Family HPI benchmark of $1,647,000 (2026-04-01).
Nearby & Commute
1h 11m
walk to IGA
38 min
bike to Prairie Valley Station
2h 8m
walk to Prairie Valley Station
10h 11m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 68%
| Detached | 21 | 67.7% |
| Land | 4 | 12.9% |
| Duplex | 3 | 9.7% |
| Farm | 3 | 9.7% |
| $20,000 to $24,999 | 5 | 2.0% |
| $25,000 to $29,999 | 10 | 4.1% |
| $35,000 to $39,999 | 5 | 2.0% |
| $40,000 to $44,999 | 10 | 4.1% |
| $45,000 to $49,999 | 5 | 2.0% |
| $50,000 to $59,999 | 15 | 6.1% |
| $60,000 to $69,999 | 15 | 6.1% |
| $70,000 to $79,999 | 10 | 4.1% |
| $80,000 to $89,999 | 10 | 4.1% |
| $90,000 to $99,999 | 15 | 6.1% |
| $100,000 to $124,999 | 35 | 14.3% |
| $125,000 to $149,999 | 20 | 8.2% |
| $150,000 to $199,999 | 40 | 16.3% |
| $200,000 and over | 50 | 20.4% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$9,907
Principal and interest
Calculated estimate
$9,182
Property tax
Calculated estimate
$575/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,985,000
Down payment
Calculated estimate
$397,000 (20%)
Estimated mortgage
Calculated estimate
$1,588,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$9,907
/mo
Rate
%
Amortization
Principal and interest
$9,182
Property tax (est.)
$575
P&I
Tax
Down payment
$397,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $397,000 down (20%) on $1,985,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 4.3996 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
