Coldstream · V1B2B9
$4,962/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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A front-row view of Kalamalka Lake and a home filled with nearly four decades of memories—welcome to 8898 Michael Drive. Offered for sale by its original owners, this custom-built home has been lovingly enjoyed and maintained since 1988 and is now ready for a new family to make it their own. Set in one of Coldstream’s most sought-after neighbourhoods, the home is designed to take full advantage of its spectacular, dead-on views of Kalamalka Lake. The bright dining area provides the perfect place to start the day overlooking the water, while the spacious deck delivers a stunning backdrop for morning coffee, summer dinners and entertaining. In the evening, retreat to the shaded front patio and enjoy another peaceful outdoor living space. The main floor features generous living spaces, including formal living and dining rooms with the flexibility to reconfigure the layout and create a third main-floor bedroom if desired. Downstairs, two additional large bedrooms and a huge family room with lake views offer plenty of space for family and guests. With a separate entrance and flexible floor plan, the lower level also offers excellent potential for a future suite. Outside, enjoy a landscaped, easy-care yard with garden beds and irrigation, all overlooking the lake. Schools, Kal Beach, trails and recreation are close by, with playground access right beside the property. This is an opportunity to put down roots in an exceptional Coldstream neighbourhood, personalize a well-loved home, and enjoy one of the Okanagan’s most iconic views every single day.
4
Beds
3,311 ft²
Floor area
1988
Year built
Single Family
Type
Middleton Mountain Coldstream
Area
Listed
July 6, 2026
Nearby & Commute
42 min
walk to Save-On-Foods
3h 13m
bike to Orchard Park Exchange
10h 43m
walk to Orchard Park Exchange
11h 52m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 49%
| Detached | 68 | 48.6% |
| Townhouse | 22 | 15.7% |
| Land | 12 | 8.6% |
| Duplex | 11 | 7.9% |
| Mobile home | 11 | 7.9% |
| Other | 16 | 11.4% |
| $45,000 to $49,999 | 5 | 2.6% |
| $50,000 to $59,999 | 10 | 5.3% |
| $60,000 to $69,999 | 5 | 2.6% |
| $70,000 to $79,999 | 10 | 5.3% |
| $80,000 to $89,999 | 15 | 7.9% |
| $90,000 to $99,999 | 10 | 5.3% |
| $100,000 to $124,999 | 30 | 15.8% |
| $125,000 to $149,999 | 20 | 10.5% |
| $150,000 to $199,999 | 30 | 15.8% |
| $200,000 and over | 55 | 28.9% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,962
Principal and interest
Calculated estimate
$4,528
Property tax
Calculated estimate
$283/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$979,000
Down payment
Calculated estimate
$195,800 (20%)
Estimated mortgage
Calculated estimate
$783,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,962
/mo
Rate
%
Amortization
Principal and interest
$4,528
Property tax (est.)
$283
P&I
Tax
Down payment
$195,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $195,800 down (20%) on $979,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 5.0852 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
