895 Coldwater Road
Merritt · V1K1B8
$13,914/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Merritt · V1K1B8
$13,914/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Welcome to an extraordinary 14 acre turnkey hobby farm where luxury & privacy come together just minutes from downtown Merritt. Perched to capture panoramic views of the countryside & city lights, this stunning 3,340 sqft custom home offers the perfect blend of refined living & rural freedom. Every detail was thoughtfully designed to create a warm, inviting atmosphere. 3 spacious bedrooms, 2 full baths, den, sunroom, & a grand living room serves as the heart of the home. Premium finishes throughout - hardwood floors, ceramic tile, quartz countertops & SS appliances. Outside, enjoy multiple patios for soaking in the scenery. This fully fenced 14 acres has approx 4 acres of grass pasture, 9 fruit trees, raised gardens & 3 working wells. Horse/livestock enthusiasts will appreciate the property's infrastructure, with riding arena, breaking corral, hay shed & 2 heated troughs. For the hobbyist/craftsman, 2 heated workshops & storage shed. The shops are outfitted for woodworking & automotive with an industrial dust collection system & hydraulic lift. Schools, parks, groceries & amenities are just 5 mins away. Easy highway access to Vancouver, Kamloops & Kelowna. Properties of this caliber rarely come to market. The perfect combination of location, acreage & comfort, this is more than a property—it's a LIFESTYLE. Whether you're seeking a hobby farm, equestrian estate, private retreat, or more space this is the opportunity you've been waiting for. Start living the good life today!
3
Beds
3,339 ft²
Floor area
1977
Year built
Single Family
Type
Merritt
Area
Listed
June 23, 2026
Nearby & Commute
39 min
walk to Save-On-Foods
5h 34m
bike to Ebus
18h 32m
walk to Ebus
7h 38m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 52%
| Detached | 32 | 52.5% |
| Land | 12 | 19.7% |
| Mobile home | 4 | 6.6% |
| Other | 4 | 6.6% |
| Townhouse | 4 | 6.6% |
| Other | 5 | 8.2% |
| Under $5,000 | 5 | 2.8% |
| $15,000 to $19,999 | 5 | 2.8% |
| $20,000 to $24,999 | 10 | 5.6% |
| $25,000 to $29,999 | 10 | 5.6% |
| $30,000 to $34,999 | 5 | 2.8% |
| $35,000 to $39,999 | 5 | 2.8% |
| $40,000 to $44,999 | 5 | 2.8% |
| $45,000 to $49,999 | 5 | 2.8% |
| $50,000 to $59,999 | 15 | 8.3% |
| $60,000 to $69,999 | 15 | 8.3% |
| $70,000 to $79,999 | 15 | 8.3% |
| $80,000 to $89,999 | 5 | 2.8% |
| $90,000 to $99,999 | 15 | 8.3% |
| $100,000 to $124,999 | 20 | 11.1% |
| $125,000 to $149,999 | 10 | 5.6% |
| $150,000 to $199,999 | 15 | 8.3% |
| $200,000 and over | 20 | 11.1% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$13,914
Principal and interest
Calculated estimate
$12,947
Property tax
Calculated estimate
$817/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$2,799,000
Down payment
Calculated estimate
$559,800 (20%)
Estimated mortgage
Calculated estimate
$2,239,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$13,914
/mo
Rate
%
Amortization
Principal and interest
$12,947
Property tax (est.)
$817
P&I
Tax
Down payment
$559,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $559,800 down (20%) on $2,799,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 7.4895 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.