Fernie · V0B1M0
$14,902/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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A Victorian architectural masterpiece located in the heart of downtown Fernie. The main floor has a traditional layout not seen in modern homes. Directly off the entry foyer you will find the inviting den/library space that leads into the back hall and the adjoining two car garage. Also off of the foyer is the Great room with fireplace, with massive windows and plenty of space for entertaining guests and family. The kitchen lies at the front of the home, and its galley style allows for ample counter top and storage space and easy access to the attached formal dining room. Upstairs you will find 5 bedrooms, 2 with ensuite baths, a 4th guest bathroom and access to the attic. The attic has been converted into an oversized family that allows for additional sleeping space or a quiet space for kids to play. This expansive property is 0.67 acres in size and offers privacy and serenity steps from the downtown core of Fernie, BC. The rear yard is flat, level and features mature trees throughout with incredible views of the Elk Valley and Fernie Alpine Resort. At the front of the property there are two large outbuildings that offer extensive storage space or could possibly be converted into guest accommodation. At the south end of the property there is a large vegetable garden, and a custom built timber framed gazebo that is heated and offers shelter during inclement weather or from the sun. There are not many of these types of homes remaining in Fernie, don't overlook this opportunity.
5
Beds
3,772 ft²
Floor area
1906
Year built
Single Family
Type
Fernie
Area
Listed
March 9, 2026
$2,999,998 is 190.8% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
13 min
walk to Save-On-Foods
19 min
bike to nearest SkyTrain station
1h 5m
walk to nearest SkyTrain station
23h 19m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 34%
| Detached | 21 | 34.4% |
| Land | 21 | 34.4% |
| Condo / Apartment | 8 | 13.1% |
| Townhouse | 7 | 11.5% |
| Mobile home | 2 | 3.3% |
| Other | 2 | 3.3% |
| $5,000 to $9,999 | 5 | 0.7% |
| $15,000 to $19,999 | 5 | 0.7% |
| $20,000 to $24,999 | 5 | 0.7% |
| $25,000 to $29,999 | 15 | 2.1% |
| $30,000 to $34,999 | 15 | 2.1% |
| $35,000 to $39,999 | 20 | 2.8% |
| $40,000 to $44,999 | 25 | 3.5% |
| $45,000 to $49,999 | 15 | 2.1% |
| $50,000 to $59,999 | 40 | 5.7% |
| $60,000 to $69,999 | 35 | 5.0% |
| $70,000 to $79,999 | 35 | 5.0% |
| $80,000 to $89,999 | 50 | 7.1% |
| $90,000 to $99,999 | 35 | 5.0% |
| $100,000 to $124,999 | 85 | 12.1% |
| $125,000 to $149,999 | 75 | 10.6% |
| $150,000 to $199,999 | 125 | 17.7% |
| $200,000 and over | 120 | 17.0% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$14,902
Principal and interest
Calculated estimate
$13,877
Property tax
Calculated estimate
$875/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$2,999,998
Down payment
Calculated estimate
$600,000 (20%)
Estimated mortgage
Calculated estimate
$2,399,998
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$14,902
/mo
Rate
%
Amortization
Principal and interest
$13,877
Property tax (est.)
$875
P&I
Tax
Down payment
$600,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $600,000 down (20%) on $2,999,998, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 5.8829 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
