Victoria · V8W0H1
$5,044/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome to the Pearl Residences, a premier boutique-style waterfront steel & concrete building located in the heart of Victoria's vibrant & historic Old Town district. This SW-facing penthouse 2 bed 2 bath unit features 2 balconies with views of the Upper Harbour and Johnson St Bridge. This 1,233 sq ft home offers 9 ft ceilings, a contemporary kitchen with a dark colour scheme, high-end S/S appliance package, quartz countertops, pantry, beverage fridge, separate laundry room with sink, extra storage, central air heating and cooling for ultimate comfort, and radiant floor heating in the bathrooms. Intelligent layout with separated bedrooms for added privacy. The primary suite features an ensuite bath with dual sinks, slipper tub, separate shower and large walk-in closet. With side-by-side parking for two, storage, bike storage, a fitness facility, kitchen-equipped amenity room, and pets allowed, this unit offers the ultimate luxury downtown lifestyle. GST IS INCLUDED.
2
Beds
1,233 ft²
Floor area
2023
Year built
Single Family
Type
Downtown
Area
Listed
April 6, 2026
$995,000 is 3.5% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
7 min
walk to No Frills
1 min
bike to Swift Street Landing
2 min
walk to Swift Street Landing
3h 52m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Condo / Apartment · 64%
| Condo / Apartment | 406 | 63.6% |
| Detached | 116 | 18.2% |
| Townhouse | 76 | 11.9% |
| Land | 15 | 2.4% |
| Duplex | 12 | 1.9% |
| Other | 13 | 2.0% |
| Under $5,000 | 15 | 2.7% |
| $5,000 to $9,999 | 15 | 2.7% |
| $10,000 to $14,999 | 15 | 2.7% |
| $15,000 to $19,999 | 10 | 1.8% |
| $20,000 to $24,999 | 20 | 3.6% |
| $25,000 to $29,999 | 15 | 2.7% |
| $30,000 to $34,999 | 35 | 6.3% |
| $35,000 to $39,999 | 35 | 6.3% |
| $40,000 to $44,999 | 35 | 6.3% |
| $45,000 to $49,999 | 25 | 4.5% |
| $50,000 to $59,999 | 45 | 8.1% |
| $60,000 to $69,999 | 45 | 8.1% |
| $70,000 to $79,999 | 45 | 8.1% |
| $80,000 to $89,999 | 35 | 6.3% |
| $90,000 to $99,999 | 40 | 7.2% |
| $100,000 to $124,999 | 45 | 8.1% |
| $125,000 to $149,999 | 35 | 6.3% |
| $150,000 to $199,999 | 30 | 5.4% |
| $200,000 and over | 15 | 2.7% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,044
Principal and interest
Calculated estimate
$4,602
Property tax
Calculated estimate
$292/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$995,000
Down payment
Calculated estimate
$199,000 (20%)
Estimated mortgage
Calculated estimate
$796,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,044
/mo
Rate
%
Amortization
Principal and interest
$4,602
Property tax (est.)
$292
P&I
Tax
Down payment
$199,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $199,000 down (20%) on $995,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 5.2034 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Daily mean across the year.
On the drier side for BC.
Snow is the exception here.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
