Ladysmith · V0G0A4
$5,546/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
**Executive Family Living in Ladysmith’s Holland Creek Heights** Discover refined family living in this beautiful executive home, set among a neighbourhood of gorgeous homes in one of Ladysmith’s desirable areas. Built in 2017 with occupancy in early 2018, this level-entry, walk-out home offers impressive space, quality finishes, and a thoughtful design for both family life and entertaining. The main level features an open-concept living area with soaring 11-foot ceilings, a gas fireplace, and an upgraded kitchen with quartz countertops, a stunning island, full-height cabinetry, and stylish backsplash. Quartz countertops continue throughout the home, adding a luxurious, cohesive feel. The spacious primary suite offers a spa-inspired ensuite with a soaker tub, separate shower, dual sinks, and a generous walk-in closet. The second bedroom is also generously sized with a nearby bathroom. Downstairs, exceptionally high ceilings create an impressive recreation and entertainment space with room for a media centre, pool table, and wet bar. Two additional large bedrooms each have their own adjacent bathrooms, making this level ideal for teens, guests, or extended family. The recreation room bar can remain or be easily removed to suit your lifestyle. Enjoy full-length decks on both levels and the convenience of a level-entry walk-out design. RV parking is also available--up to 30 foot long. Located beside the Holland Creek Trail and close to schools of all levels, recreation facilities, parks, walking trails, and downtown Ladysmith, this is an exceptional opportunity to enjoy luxury family living in a peaceful Vancouver Island community.
4
Beds
2,895 ft²
Floor area
2018
Year built
Single Family
Type
Ladysmith
Area
Listed
August 12, 2026
Nearby & Commute
22 min
walk to Country Grocer
1h 34m
bike to Duke Point (Foot Access)
5h 14m
walk to Duke Point (Foot Access)
2h 28m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 45%
| Detached | 38 | 44.7% |
| Land | 22 | 25.9% |
| Townhouse | 11 | 12.9% |
| Condo / Apartment | 5 | 5.9% |
| Mobile home | 5 | 5.9% |
| Other | 4 | 4.7% |
| $15,000 to $19,999 | 5 | 2.1% |
| $30,000 to $34,999 | 5 | 2.1% |
| $35,000 to $39,999 | 10 | 4.2% |
| $40,000 to $44,999 | 10 | 4.2% |
| $45,000 to $49,999 | 15 | 6.3% |
| $50,000 to $59,999 | 25 | 10.4% |
| $60,000 to $69,999 | 20 | 8.3% |
| $70,000 to $79,999 | 15 | 6.3% |
| $80,000 to $89,999 | 25 | 10.4% |
| $90,000 to $99,999 | 20 | 8.3% |
| $100,000 to $124,999 | 30 | 12.5% |
| $125,000 to $149,999 | 20 | 8.3% |
| $150,000 to $199,999 | 20 | 8.3% |
| $200,000 and over | 20 | 8.3% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,546
Principal and interest
Calculated estimate
$5,079
Property tax
Calculated estimate
$317/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,098,000
Down payment
Calculated estimate
$219,600 (20%)
Estimated mortgage
Calculated estimate
$878,400
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,546
/mo
Rate
%
Amortization
Principal and interest
$5,079
Property tax (est.)
$317
P&I
Tax
Down payment
$219,600 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $219,600 down (20%) on $1,098,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 6.0511 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
