Chemainus · V0R1K5
$6,534/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Rare 100 ft of private waterfront on Fuller Lake, one of Vancouver Island’s warmest lakes. Set on 1.32 acres, this beautifully renovated 2-bed, 2-bath home is filled with natural light and showcases breathtaking southwest mountain & lake views with spectacular sunsets. Relax on the expansive wrap-around deck or enjoy swimming, fishing, and paddleboarding from your private dock. Inside, new high-end appliances and high-efficiency heat pump support a future lower suite or vacation rental, while the option to reinstall the staircase allows the home to become one spacious family residence. The property also features a potential studio, workshop, or carriage house with new metal roof, three separate plumbing hookups, and dedicated boat/RV bays, offering flexibility. Surrounded by wildlife, birdwatching, and complete privacy, it’s only 5 minutes to Chemainus and Mt. Brenton Golf Course, 10 minutes to Duncan, 25 minutes to Nanaimo, and 1 hour to Victoria.
2
Beds
1,380 ft²
Floor area
1961
Year built
Single Family
Type
Chemainus
Area
Listed
July 8, 2026
Nearby & Commute
30 min
walk to Country Grocer
56 min
bike to Alderlea Station
3h 6m
walk to Alderlea Station
2h 25m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 42%
| Detached | 28 | 42.4% |
| Mobile home | 12 | 18.2% |
| Condo / Apartment | 9 | 13.6% |
| Townhouse | 7 | 10.6% |
| Other | 5 | 7.6% |
| Other | 5 | 7.6% |
| $10,000 to $14,999 | 5 | 0.9% |
| $15,000 to $19,999 | 15 | 2.7% |
| $20,000 to $24,999 | 30 | 5.4% |
| $25,000 to $29,999 | 30 | 5.4% |
| $30,000 to $34,999 | 25 | 4.5% |
| $35,000 to $39,999 | 30 | 5.4% |
| $40,000 to $44,999 | 30 | 5.4% |
| $45,000 to $49,999 | 30 | 5.4% |
| $50,000 to $59,999 | 55 | 9.9% |
| $60,000 to $69,999 | 45 | 8.1% |
| $70,000 to $79,999 | 45 | 8.1% |
| $80,000 to $89,999 | 35 | 6.3% |
| $90,000 to $99,999 | 20 | 3.6% |
| $100,000 to $124,999 | 70 | 12.6% |
| $125,000 to $149,999 | 35 | 6.3% |
| $150,000 to $199,999 | 35 | 6.3% |
| $200,000 and over | 20 | 3.6% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$6,534
Principal and interest
Calculated estimate
$6,009
Property tax
Calculated estimate
$375/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,299,000
Down payment
Calculated estimate
$259,800 (20%)
Estimated mortgage
Calculated estimate
$1,039,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$6,534
/mo
Rate
%
Amortization
Principal and interest
$6,009
Property tax (est.)
$375
P&I
Tax
Down payment
$259,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $259,800 down (20%) on $1,299,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
