Oliver · V0H1T1
$4,943/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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An EXCEPTIONAL ONE-OF-A-KIND Custom-Built Extended Burgundy offering 4 bedrooms, 3 bathrooms, and over $160,000 IN UPGRADES (see customization list). Thoughtfully designed and meticulously maintained by the original owner, this home has never been rented and is ideal for full-time living. Inside features rich hardwood flooring, custom kitchen cabinetry, oversized windows, upgraded lighting, and extensive built-in storage. The main level offers a spacious primary suite, second bedroom or office, and access to the three-season porch with insulated ceiling and upgraded windows. Upstairs includes two additional bedrooms, a full bath, and a versatile bonus space perfect for hobbies or a second lounge. Step outside to a private setting with mature landscaping and a stamped concrete patio. The garage adds exceptional functionality with custom storage cabinetry and a dedicated canning kitchen. Boat slip available for purchase. THIS IS ONE NOT TO OVERLOOK! Located in the gated lakefront community of The Cottages on Osoyoos Lake, residents enjoy 500 feet of sandy beach, walking trails, playgrounds, off-leash dog park, clubhouse, pools, and hot tubs. Ideal as a forever home, summer getaway, or investment property (rentals permitted 5 days or longer). NO GST. NO PTT. NO EMPTY HOMES TAX. PREPAID LEASE. A rare opportunity offering quality, flexibility, and resort-style living!
4
Beds
2,101 ft²
Floor area
2015
Year built
Single Family
Type
Oliver Rural
Area
Listed
March 4, 2026
$999,000 is 3.2% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
1h 13m
walk to Red Apple
4h 39m
bike to Prairie Valley Station
15h 27m
walk to Prairie Valley Station
10h 33m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 80%
| Detached | 28 | 80.0% |
| Other | 3 | 8.6% |
| Farm | 2 | 5.7% |
| Condo / Apartment | 1 | 2.9% |
| Townhouse | 1 | 2.9% |
| Under $5,000 | 10 | 2.2% |
| $10,000 to $14,999 | 15 | 3.3% |
| $15,000 to $19,999 | 10 | 2.2% |
| $20,000 to $24,999 | 5 | 1.1% |
| $25,000 to $29,999 | 10 | 2.2% |
| $30,000 to $34,999 | 10 | 2.2% |
| $35,000 to $39,999 | 10 | 2.2% |
| $40,000 to $44,999 | 25 | 5.5% |
| $45,000 to $49,999 | 20 | 4.4% |
| $50,000 to $59,999 | 25 | 5.5% |
| $60,000 to $69,999 | 45 | 9.9% |
| $70,000 to $79,999 | 40 | 8.8% |
| $80,000 to $89,999 | 30 | 6.6% |
| $90,000 to $99,999 | 35 | 7.7% |
| $100,000 to $124,999 | 70 | 15.4% |
| $125,000 to $149,999 | 45 | 9.9% |
| $150,000 to $199,999 | 25 | 5.5% |
| $200,000 and over | 25 | 5.5% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,943
Principal and interest
Calculated estimate
$4,510
Property tax
Calculated estimate
$283/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$975,000
Down payment
Calculated estimate
$195,000 (20%)
Estimated mortgage
Calculated estimate
$780,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,943
/mo
Rate
%
Amortization
Principal and interest
$4,510
Property tax (est.)
$283
P&I
Tax
Down payment
$195,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $195,000 down (20%) on $975,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 4.9722 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
