Ladysmith · V9G2C4
$5,775/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Stylish 2022-built 5 bedroom main home plus legal 1 bedroom suite on a generous .22 acre lot in Ladysmith. The main level offers a bright open concept layout with a well-appointed kitchen featuring abundant cabinetry, large island, quartz countertops and stainless appliances. The spacious living room with cozy fireplace and dining area are filled with natural light from large picture windows, with access to a generous front deck to enjoy the morning sunrise. Upstairs offers a spacious primary bedroom with ensuite, two more bedrooms and a full bath. Downstairs includes another large bedroom and full bath for the main home. The legal 1 bedroom suite has stainless appliances and a good tenant in place, making it a great mortgage helper. The property backs onto parkland with trail access and is close to Rutti Dog Park. A double garage, heat pump, and proximity to schools, shopping, recreation, and Ladysmith amenities complete the package. Well cared for, stylish and move-in ready.
5
Beds
2,863 ft²
Floor area
2022
Year built
Single Family
Type
Ladysmith
Area
Listed
April 14, 2026
$1,144,000 is 30.5% below the Lower Mainland Single Family HPI benchmark of $1,647,000 (2026-04-01).
Nearby & Commute
28 min
walk to Save-On-Foods
1h 29m
bike to Alderlea Station
4h 56m
walk to Alderlea Station
2h 26m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 57%
| Detached | 41 | 56.9% |
| Land | 25 | 34.7% |
| Condo / Apartment | 3 | 4.2% |
| Duplex | 1 | 1.4% |
| Mobile home | 1 | 1.4% |
| Other | 1 | 1.4% |
| Under $5,000 | 5 | 0.9% |
| $5,000 to $9,999 | 5 | 0.9% |
| $15,000 to $19,999 | 5 | 0.9% |
| $20,000 to $24,999 | 10 | 1.8% |
| $25,000 to $29,999 | 15 | 2.7% |
| $30,000 to $34,999 | 15 | 2.7% |
| $35,000 to $39,999 | 35 | 6.2% |
| $40,000 to $44,999 | 15 | 2.7% |
| $45,000 to $49,999 | 25 | 4.4% |
| $50,000 to $59,999 | 50 | 8.8% |
| $60,000 to $69,999 | 40 | 7.1% |
| $70,000 to $79,999 | 45 | 8.0% |
| $80,000 to $89,999 | 40 | 7.1% |
| $90,000 to $99,999 | 20 | 3.5% |
| $100,000 to $124,999 | 65 | 11.5% |
| $125,000 to $149,999 | 45 | 8.0% |
| $150,000 to $199,999 | 80 | 14.2% |
| $200,000 and over | 50 | 8.8% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,775
Principal and interest
Calculated estimate
$5,292
Property tax
Calculated estimate
$333/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,144,000
Down payment
Calculated estimate
$228,800 (20%)
Estimated mortgage
Calculated estimate
$915,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,775
/mo
Rate
%
Amortization
Principal and interest
$5,292
Property tax (est.)
$333
P&I
Tax
Down payment
$228,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $228,800 down (20%) on $1,144,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.0511 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
