Courtenay · V9N2R6
$7,994/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Unbeatable downtown Courtenay location with exceptional flexibility and potential! This 3,781 sqft C-1 zoned building features 2 commercial and 1 residential units, 9 on site parking stalls, rear lane access, and abundant street parking. The primary commercial space offers an accessible entrance, bright reception area, 6 private offices, and a spacious meeting room with a cozy gas fireplace. The second unit, with both front and rear access, includes a functional layout with reception, 2 offices, a kitchenette, and a washroom. Upstairs, you'll find a fully renovated 2 bedroom apartment with vaulted ceilings, a gas fireplace, modern open concept kitchen and living area, a stylish 4 piece bath, laundry, and a private back deck with peaceful mountain views. Recent updates include new fencing, updated HVAC, new hot water tanks and Poly-B remediation. A rare opportunity to invest, live, and work in a high visibility, high demand area with solid income potential and excellent versatility.
Other
Type
Courtenay City
Area
Listed
February 25, 2026
Nearby & Commute
5 min
walk to The Old Farm Market
4 min
bike to nearest SkyTrain station
13 min
walk to nearest SkyTrain station
5h 44m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 33%
| Detached | 48 | 33.3% |
| Townhouse | 32 | 22.2% |
| Condo / Apartment | 30 | 20.8% |
| Duplex | 18 | 12.5% |
| Land | 5 | 3.5% |
| Other | 11 | 7.6% |
| $15,000 to $19,999 | 10 | 4.3% |
| $20,000 to $24,999 | 15 | 6.5% |
| $25,000 to $29,999 | 10 | 4.3% |
| $30,000 to $34,999 | 20 | 8.7% |
| $35,000 to $39,999 | 20 | 8.7% |
| $40,000 to $44,999 | 10 | 4.3% |
| $45,000 to $49,999 | 15 | 6.5% |
| $50,000 to $59,999 | 20 | 8.7% |
| $60,000 to $69,999 | 25 | 10.9% |
| $70,000 to $79,999 | 15 | 6.5% |
| $80,000 to $89,999 | 20 | 8.7% |
| $90,000 to $99,999 | 10 | 4.3% |
| $100,000 to $124,999 | 15 | 6.5% |
| $125,000 to $149,999 | 5 | 2.2% |
| $150,000 to $199,999 | 15 | 6.5% |
| $200,000 and over | 5 | 2.2% |
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$7,994
Principal and interest
Calculated estimate
$7,378
Property tax
Calculated estimate
$467/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,595,000
Down payment
Calculated estimate
$319,000 (20%)
Estimated mortgage
Calculated estimate
$1,276,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$7,994
/mo
Rate
%
Amortization
Principal and interest
$7,378
Property tax (est.)
$467
P&I
Tax
Down payment
$319,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $319,000 down (20%) on $1,595,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Daily mean across the year.
On the drier side for BC.
Expect real winters.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.1531 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
