Courtenay · V9N1A9
$4,773/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Heritage Character, Modern Living, and 2 Titled Lots: Rebuilt from the inside out & bottom up while preserving its 1925 character, this Old Orchard home pairs high quality fir floors, solid fir doors & custom woodwork with updated systems & thoughtfully added living space. The 1,519 sq ft layout offers 2/3 bedrooms, (den that can serve as a 3rd bdrm), 2 new construction bathrooms 2006 - tile floors. Main-floor bedroom & full bathroom support day-to-day living on one level. A heritage-inspired kitchen with custom cabinetry opens to the dining area, where French doors extend daily living onto a 16x16 ft sun deck overlooking the sunny backyard. From there is established greenery creating a private outlook through the seasons. The bright main level carries vintage-inspired details through the windows, trim, & warm wood floors, while a natural gas fireplace gives the den/office/3rd bedroom a comfortable focal point. The 766 sqft addition offers 383 sqft finished on the lower level includes a bedroom with 3-piece ensuite, modern laundry room with 8 ft 3 in ceiling, rear-door access to the yard. An additional 676 sq ft with 6ft ceilings in the original lower-height basement provides dry storage, hobby, or workshop space and own exterior entrance. Electrical & plumbing improvements, 200-amp service, complemented by insulated windows & gas range. Outside, heritage apple tree, hedging, gardens, seasonal flowers, a greenhouse, wide driveway, and 11x20 ft detached carport add function across the 80x120 ft property. The home sits on 2 separately titled lots with 2 PIDs, combining for 0.22 acres under R-SSMUH zoning. Perched above 1st Street with a glimpse of the Puntledge River, the tucked-away setting with laneway access off 1st and Menzies Avenue or 2nd Street. Downtown Courtenay cafés, shopping, Puntledge River swimming, & the One Spot Trail all within walking distance. This is a considered blend of heritage detail, modern utility, flexible space, central Courtenay living.
3
Beds
1,519 ft²
Floor area
1925
Year built
Single Family
Type
Courtenay City
Area
Listed
July 27, 2026
Nearby & Commute
13 min
walk to The Old Farm Market
7 min
bike to nearest SkyTrain station
24 min
walk to nearest SkyTrain station
5h 46m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 31%
| Detached | 40 | 30.5% |
| Townhouse | 32 | 24.4% |
| Condo / Apartment | 26 | 19.8% |
| Duplex | 17 | 13.0% |
| Land | 5 | 3.8% |
| Other | 11 | 8.4% |
| $15,000 to $19,999 | 10 | 5.0% |
| $20,000 to $24,999 | 10 | 5.0% |
| $25,000 to $29,999 | 10 | 5.0% |
| $30,000 to $34,999 | 5 | 2.5% |
| $35,000 to $39,999 | 15 | 7.5% |
| $40,000 to $44,999 | 10 | 5.0% |
| $45,000 to $49,999 | 10 | 5.0% |
| $50,000 to $59,999 | 10 | 5.0% |
| $60,000 to $69,999 | 15 | 7.5% |
| $70,000 to $79,999 | 15 | 7.5% |
| $80,000 to $89,999 | 10 | 5.0% |
| $90,000 to $99,999 | 15 | 7.5% |
| $100,000 to $124,999 | 20 | 10.0% |
| $125,000 to $149,999 | 20 | 10.0% |
| $150,000 to $199,999 | 15 | 7.5% |
| $200,000 and over | 10 | 5.0% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,773
Principal and interest
Calculated estimate
$4,348
Property tax
Calculated estimate
$275/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$939,900
Down payment
Calculated estimate
$187,980 (20%)
Estimated mortgage
Calculated estimate
$751,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,773
/mo
Rate
%
Amortization
Principal and interest
$4,348
Property tax (est.)
$275
P&I
Tax
Down payment
$187,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $187,980 down (20%) on $939,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Daily mean across the year.
On the drier side for BC.
Expect real winters.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
At 5.1531 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
