Vernon · V1T1B6
$2,600/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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MOVE IN READY - Welcome to this bright and cheerful detached home, perfectly perched on the desirable slopes of Mission Hill. Suite potential with separate entrances for top and bottom for extra income. With immediate possession available, this 4-bedroom, 2-bath property is ideal for first-time buyers, families, or investors looking for a turnkey rental opportunity — all just steps from great schools, the hospital, and downtown Vernon. Enjoy all the perks of a detached home within a non-conforming strata with no monthly fees. The main level has been freshly updated with brand-new laminate flooring, fresh paint, and a bright, welcoming feel. Two comfortable bedrooms and a full bath complete this stylish, functional space. Downstairs, a fully finished basement offers two additional bedrooms and a spacious rec room — perfect for movie nights, a kids’ play zone, or a home gym. Walkout access leads to a private, fenced courtyard-style backyard, complete with irrigated garden beds ready for your green thumb, giving you more time to spend at the lake. Stay cozy year-round with an efficient heat pump and A/C system. Electrical and plumbing were updated in 2007, and the roof was replaced in 2020. Off-street parking for two plus plenty of guest parking make daily life simple and convenient. This cute and cozy home offers incredible value, low maintenance, and a fantastic location. Quick possession available — move in before Spring and start enjoying Vernon’s best lifestyle today!
4
Beds
1,617 ft²
Floor area
1954
Year built
Single Family
Type
Mission Hill
Area
Listed
September 11, 2025
$579,000 is 43.9% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
14 min
walk to Canadian Wholesale Club
3h 22m
bike to Orchard Park Exchange
11h 13m
walk to Orchard Park Exchange
11h 50m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 34%
| Detached | 111 | 33.5% |
| Townhouse | 66 | 19.9% |
| Condo / Apartment | 44 | 13.3% |
| Duplex | 35 | 10.6% |
| Land | 32 | 9.7% |
| Other | 43 | 13.0% |
| $15,000 to $19,999 | 10 | 4.4% |
| $20,000 to $24,999 | 10 | 4.4% |
| $25,000 to $29,999 | 5 | 2.2% |
| $30,000 to $34,999 | 15 | 6.7% |
| $35,000 to $39,999 | 10 | 4.4% |
| $40,000 to $44,999 | 10 | 4.4% |
| $45,000 to $49,999 | 10 | 4.4% |
| $50,000 to $59,999 | 15 | 6.7% |
| $60,000 to $69,999 | 20 | 8.9% |
| $70,000 to $79,999 | 10 | 4.4% |
| $80,000 to $89,999 | 20 | 8.9% |
| $90,000 to $99,999 | 20 | 8.9% |
| $100,000 to $124,999 | 25 | 11.1% |
| $125,000 to $149,999 | 20 | 8.9% |
| $150,000 to $199,999 | 15 | 6.7% |
| $200,000 and over | 10 | 4.4% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,600
Principal and interest
Calculated estimate
$2,308
Property tax
Calculated estimate
$142/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$499,000
Down payment
Calculated estimate
$99,800 (20%)
Estimated mortgage
Calculated estimate
$399,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,600
/mo
Rate
%
Amortization
Principal and interest
$2,308
Property tax (est.)
$142
P&I
Tax
Down payment
$99,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $99,800 down (20%) on $499,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 5.5698 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Daily mean across the year.
On the drier side for BC.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal.
