Courtenay · V9N3M8
$2,705/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Pride of ownership is clear in this beautifully maintained, single-storey 3-bed, 1-bath half duplex in central Courtenay. Perfect for retirees, first-time buyers, or investors, this level-entry rancher offers total peace of mind with all major big-ticket items recently replaced. Updates include a new roof (2024), front windows (2024), hot water tank (2024), exterior doors (2026), and an efficient ductless heat pump (2022) for year-round heating and cooling. With no stairs inside, the seamless 1-level floor plan is exceptionally clean and move-in ready. Your back yard has a lovely covered back patio overlooking a fully fenced yard—ideal for pets, gardening, or relaxing in privacy. Unbeatable location within easy walking distance to all local amenities, shopping, parks, and transit. Truly a rare find where everything has been done for you. Come enjoy stress-free living!
3
Beds
1,169 ft²
Floor area
1992
Year built
Single Family
Type
Courtenay City
Area
Listed
August 4, 2026
Nearby & Commute
14 min
walk to Quality Foods
4 min
bike to Tofino Bus Station
12 min
walk to Tofino Bus Station
5h 42m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 32%
| Detached | 39 | 32.2% |
| Townhouse | 33 | 27.3% |
| Condo / Apartment | 16 | 13.2% |
| Duplex | 16 | 13.2% |
| Land | 7 | 5.8% |
| Other | 10 | 8.3% |
| $25,000 to $29,999 | 15 | 5.0% |
| $30,000 to $34,999 | 5 | 1.7% |
| $35,000 to $39,999 | 10 | 3.3% |
| $40,000 to $44,999 | 10 | 3.3% |
| $45,000 to $49,999 | 5 | 1.7% |
| $50,000 to $59,999 | 25 | 8.3% |
| $60,000 to $69,999 | 25 | 8.3% |
| $70,000 to $79,999 | 35 | 11.7% |
| $80,000 to $89,999 | 15 | 5.0% |
| $90,000 to $99,999 | 20 | 6.7% |
| $100,000 to $124,999 | 50 | 16.7% |
| $125,000 to $149,999 | 30 | 10.0% |
| $150,000 to $199,999 | 40 | 13.3% |
| $200,000 and over | 15 | 5.0% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,705
Principal and interest
Calculated estimate
$2,405
Property tax
Calculated estimate
$150/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$519,900
Down payment
Calculated estimate
$103,980 (20%)
Estimated mortgage
Calculated estimate
$415,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,705
/mo
Rate
%
Amortization
Principal and interest
$2,405
Property tax (est.)
$150
P&I
Tax
Down payment
$103,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $103,980 down (20%) on $519,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.1531 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Daily mean across the year.
On the drier side for BC.
Expect real winters.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
