Lot 1 – 12421 Rocky Creek Road
Ladysmith · V9G1A4
$2,360/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Ladysmith · V9G1A4
$2,360/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Build your dream home in this exceptional ocean-view lot offering privacy, natural beauty, and an unbeatable location. Heavily treed and surrounded by nature, this property provides a peaceful and secluded setting while still being just minutes from the charming community of Ladysmith. Enjoy stunning ocean views and the tranquility of West Coast living, with easy access to shopping, restaurants, schools, recreation facilities, and all the amenities Ladysmith has to offer. The picturesque Ladysmith Harbour and marina are nearby, providing opportunities for boating, kayaking, fishing, and waterfront strolls. This is a rare opportunity to create your ideal home in a private natural setting without sacrificing convenience. Whether you're looking for a peaceful retreat or a place to embrace an active coastal lifestyle, this beautiful property offers the best of both worlds. All information should be verified if fundamental to purchase
0
Beds
Vacant Land
Type
Ladysmith
Area
Listed
June 1, 2026
Nearby & Commute
23 min
walk to Country Grocer
1h 23m
bike to Duke Point (Foot Access)
4h 37m
walk to Duke Point (Foot Access)
2h 25m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 43%
| Detached | 26 | 43.3% |
| Townhouse | 11 | 18.3% |
| Land | 9 | 15.0% |
| Condo / Apartment | 5 | 8.3% |
| Mobile home | 5 | 8.3% |
| Other | 4 | 6.7% |
| $15,000 to $19,999 | 5 | 1.5% |
| $20,000 to $24,999 | 10 | 3.0% |
| $25,000 to $29,999 | 10 | 3.0% |
| $30,000 to $34,999 | 10 | 3.0% |
| $35,000 to $39,999 | 15 | 4.5% |
| $40,000 to $44,999 | 20 | 6.0% |
| $45,000 to $49,999 | 10 | 3.0% |
| $50,000 to $59,999 | 15 | 4.5% |
| $60,000 to $69,999 | 30 | 9.0% |
| $70,000 to $79,999 | 25 | 7.5% |
| $80,000 to $89,999 | 20 | 6.0% |
| $90,000 to $99,999 | 25 | 7.5% |
| $100,000 to $124,999 | 40 | 11.9% |
| $125,000 to $149,999 | 35 | 10.4% |
| $150,000 to $199,999 | 35 | 10.4% |
| $200,000 and over | 30 | 9.0% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,360
Principal and interest
Calculated estimate
$2,077
Property tax
Calculated estimate
$133/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$449,000
Down payment
Calculated estimate
$89,800 (20%)
Estimated mortgage
Calculated estimate
$359,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,360
/mo
Rate
%
Amortization
Principal and interest
$2,077
Property tax (est.)
$133
P&I
Tax
Down payment
$89,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $89,800 down (20%) on $449,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.0511 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.