Penticton · V2A1C9
$2,266/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Prime North-End Penticton Condo – Just Steps to Okanagan Lake & Downtown. Located on the north end of the city, this meticulously maintained 2-bedroom, 2-bathroom condo is only one block from Okanagan Lake, the beach, and a lovely lakeside park. You can walk to all the best downtown amenities including popular breweries, restaurants, the movie theatre, and retail shops. The bright and functional floor plan features a spacious living room that opens onto a long private deck, ideal for relaxing and enjoying the outdoors. The entire building and unit have been exceptionally well cared for. Currently occupied by a solid tenant on a month-to-month lease who would like to stay if possible (24 hours minimum notice required for showings). With no age restrictions, this condo is perfectly suited for professionals, retirees, or a small family. It also makes an excellent holding property — buy now and move in later when you’re ready for retirement or a lifestyle change. This is a fantastic opportunity to own in a highly convenient, walkable lakeside location.
2
Beds
1,099 ft²
Floor area
1981
Year built
Single Family
Type
Main North
Area
Listed
April 29, 2026
Nearby & Commute
20 min
walk to Quality Greens
1h 4m
bike to Prairie Valley Station
3h 33m
walk to Prairie Valley Station
10h 14m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 39%
| Detached | 92 | 39.5% |
| Condo / Apartment | 53 | 22.7% |
| Townhouse | 29 | 12.4% |
| Duplex | 27 | 11.6% |
| Land | 13 | 5.6% |
| Other | 19 | 8.2% |
| $15,000 to $19,999 | 5 | 1.9% |
| $20,000 to $24,999 | 20 | 7.5% |
| $25,000 to $29,999 | 25 | 9.4% |
| $30,000 to $34,999 | 10 | 3.8% |
| $35,000 to $39,999 | 10 | 3.8% |
| $40,000 to $44,999 | 25 | 9.4% |
| $45,000 to $49,999 | 10 | 3.8% |
| $50,000 to $59,999 | 30 | 11.3% |
| $60,000 to $69,999 | 25 | 9.4% |
| $70,000 to $79,999 | 20 | 7.5% |
| $80,000 to $89,999 | 20 | 7.5% |
| $90,000 to $99,999 | 10 | 3.8% |
| $100,000 to $124,999 | 25 | 9.4% |
| $125,000 to $149,999 | 5 | 1.9% |
| $150,000 to $199,999 | 10 | 3.8% |
| $200,000 and over | 15 | 5.7% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,266
Principal and interest
Calculated estimate
$1,991
Property tax
Calculated estimate
$125/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$430,444
Down payment
Calculated estimate
$86,089 (20%)
Estimated mortgage
Calculated estimate
$344,355
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,266
/mo
Rate
%
Amortization
Principal and interest
$1,991
Property tax (est.)
$125
P&I
Tax
Down payment
$86,089 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $86,089 down (20%) on $430,444, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.7979 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
