Victoria · V9A3R6
$2,604/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Open House
Sun
Sep 13
12pm – 1:30pm
*Open House Sun 12pm-1:30pm* Welcome to Sea Terrace! This 2 bedroom townhome offers 850 sq. ft. of well designed living over two levels in a great Victoria West location. The open concept main floor features an updated kitchen and comfortable living and dining areas, with direct access to a large, private, fully fenced south facing patio. At approximately 268 sq. ft., it’s a great sunny outdoor space for gardening, BBQs and entertaining. Upstairs are two bedrooms, including a spacious primary, an updated bathroom and in suite laundry. The home has seen a number of worthwhile improvements, including bamboo flooring, a 3 head heat pump for efficient year round heating and cooling, and a new hot water tank, while still leaving an opportunity for a buyer to add their own cosmetic touches. Sea Terrace is a pet friendly complex with no size restrictions. The unit includes parking and a separate storage locker, with secure bike storage, bonus common laundry and a billiards room also available. Ideally located beside Barnard Park and just steps from the Westsong/Songhees waterfront walkway, with West Bay Marina, Westside Village shopping, cafés, restaurants, transit and downtown Victoria all close by. A great combination of space, private outdoor living, location and value in today’s market.
2
Beds
850 ft²
Floor area
1976
Year built
Single Family
Type
Victoria West
Area
Listed
September 3, 2026
Nearby & Commute
12 min
walk to The Market Garden
3 min
bike to West Bay/Esquimalt
9 min
walk to West Bay/Esquimalt
3h 53m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Condo / Apartment · 64%
| Condo / Apartment | 330 | 64.1% |
| Townhouse | 74 | 14.4% |
| Detached | 66 | 12.8% |
| Land | 13 | 2.5% |
| Duplex | 11 | 2.1% |
| Other | 21 | 4.1% |
| $10,000 to $14,999 | 5 | 1.2% |
| $15,000 to $19,999 | 5 | 1.2% |
| $20,000 to $24,999 | 30 | 7.3% |
| $25,000 to $29,999 | 25 | 6.1% |
| $30,000 to $34,999 | 20 | 4.9% |
| $35,000 to $39,999 | 25 | 6.1% |
| $40,000 to $44,999 | 25 | 6.1% |
| $45,000 to $49,999 | 25 | 6.1% |
| $50,000 to $59,999 | 50 | 12.2% |
| $60,000 to $69,999 | 45 | 11.0% |
| $70,000 to $79,999 | 35 | 8.5% |
| $80,000 to $89,999 | 35 | 8.5% |
| $90,000 to $99,999 | 20 | 4.9% |
| $100,000 to $124,999 | 30 | 7.3% |
| $125,000 to $149,999 | 15 | 3.7% |
| $150,000 to $199,999 | 15 | 3.7% |
| $200,000 and over | 5 | 1.2% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,604
Principal and interest
Calculated estimate
$2,312
Property tax
Calculated estimate
$142/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$499,900
Down payment
Calculated estimate
$99,980 (20%)
Estimated mortgage
Calculated estimate
$399,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,604
/mo
Rate
%
Amortization
Principal and interest
$2,312
Property tax (est.)
$142
P&I
Tax
Down payment
$99,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $99,980 down (20%) on $499,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Daily mean across the year.
On the drier side for BC.
Snow is the exception here.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
At 5.6559 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
