Ladysmith · V9G1K3
$1,129/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Under 2 years young: new roof, updated windows, and refreshed skirting! This well-kept 2 bedroom home in the Timberlands adult-oriented park (55+) also features a spacious 21x12 addition with vaulted ceilings, creating an airy, flexible living space — ideal as a family room, hobby area, fitness space, or extra lounge. A heat pump with air conditioning adds year-round comfort, making this a move-in ready option just south of Nanaimo, close to shopping, the BC Ferries, and the Nanaimo Airport. Outside, the large sunny yard offers plenty of space for gardening, relaxing, or enjoying the outdoors, complete with a handy storage shed for tools and supplies!
2
Beds
1,191 ft²
Floor area
1990
Year built
Single Family
Type
Ladysmith
Area
Listed
May 9, 2026
Nearby & Commute
1h 46m
walk to Country Grocer
1h 2m
bike to Duke Point (Foot Access)
3h 25m
walk to Duke Point (Foot Access)
2h 28m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 41%
| Detached | 12 | 41.4% |
| Mobile home | 10 | 34.5% |
| Land | 6 | 20.7% |
| Other | 1 | 3.4% |
| $15,000 to $19,999 | 10 | 4.5% |
| $20,000 to $24,999 | 15 | 6.8% |
| $25,000 to $29,999 | 10 | 4.5% |
| $30,000 to $34,999 | 10 | 4.5% |
| $35,000 to $39,999 | 20 | 9.1% |
| $40,000 to $44,999 | 15 | 6.8% |
| $45,000 to $49,999 | 25 | 11.4% |
| $50,000 to $59,999 | 10 | 4.5% |
| $60,000 to $69,999 | 20 | 9.1% |
| $70,000 to $79,999 | 10 | 4.5% |
| $80,000 to $89,999 | 15 | 6.8% |
| $90,000 to $99,999 | 10 | 4.5% |
| $100,000 to $124,999 | 25 | 11.4% |
| $125,000 to $149,999 | 15 | 6.8% |
| $150,000 to $199,999 | 10 | 4.5% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$1,129
Principal and interest
Calculated estimate
$920
Property tax
Calculated estimate
$58/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$199,000
Down payment
Calculated estimate
$39,800 (20%)
Estimated mortgage
Calculated estimate
$159,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$1,129
/mo
Rate
%
Amortization
Principal and interest
$920
Property tax (est.)
$58
P&I
Tax
Down payment
$39,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $39,800 down (20%) on $199,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 6.3292 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
