Saltair · V9G1Y6
$4,819/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Hidden away, this exclusive 5 bedroom, 2 bathroom home with detached 20 x20 shop & over height double carport is located in sunny Saltair. You'll be captivated by the airy & tranquil 1.1 acre property providing ample privacy and space to create your own homestead. The main floor is move in ready with updated kitchen, living room, master bedroom and bathrooms. Quality maple shaker cabinets with soft close drawers, tile backsplash and bright potlights will have you enjoying time in the kitchen. It also offers a custom wood desk area, deep pantry and door accessing out to the back patio. Upgraded features include over sized vinyl thermal windows, heating Heat pump.Retreat to the master bedroom which offers separate walk-in closets and a four piece ensuite boasting dual shower heads. A sliding door takes you out to a cosy veranda where seasonal peak a boo ocean views will slow life down. A great family home offering 5 bedrooms, a large family room down, 2 bathrooms, spacious southern facing patio off the kitchen & dining room. Measurements are approximate, verify if important. The life long concrete tile roof, septic field, water line, with underground 200 amp power line has been upgraded Neighbouring larger properties, this acreage has a mature orchard of cherry, pear & apple trees, grape vines, shade trees (Oak) and grassed recreation area. Plenty of room for a garden, chicken coup, and RV/Boat parking. Enjoy rural living with quick access to the highway, close to the ocean and all the amenities of Ladysmith. You can leisurely walk to a public beach and shopping.
4
Beds
2,163 ft²
Floor area
1975
Year built
Single Family
Type
Saltair
Area
Listed
September 10, 2026
Nearby & Commute
29 min
walk to Save-On-Foods
1h 30m
bike to Alderlea Station
4h 58m
walk to Alderlea Station
2h 24m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 61%
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,819
Principal and interest
Calculated estimate
$4,394
Property tax
Calculated estimate
$275/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$949,900
Down payment
Calculated estimate
$189,980 (20%)
Estimated mortgage
Calculated estimate
$759,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,819
/mo
Rate
%
Amortization
Principal and interest
$4,394
Property tax (est.)
$275
P&I
Tax
Down payment
$189,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $189,980 down (20%) on $949,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
| Detached | 43 | 60.6% |
| Land | 26 | 36.6% |
| Duplex | 1 | 1.4% |
| Townhouse | 1 | 1.4% |
| $20,000 to $24,999 | 10 | 5.6% |
| $25,000 to $29,999 | 5 | 2.8% |
| $30,000 to $34,999 | 10 | 5.6% |
| $35,000 to $39,999 | 5 | 2.8% |
| $40,000 to $44,999 | 10 | 5.6% |
| $45,000 to $49,999 | 10 | 5.6% |
| $50,000 to $59,999 | 20 | 11.1% |
| $60,000 to $69,999 | 10 | 5.6% |
| $70,000 to $79,999 | 15 | 8.3% |
| $80,000 to $89,999 | 20 | 11.1% |
| $90,000 to $99,999 | 15 | 8.3% |
| $100,000 to $124,999 | 10 | 5.6% |
| $125,000 to $149,999 | 10 | 5.6% |
| $150,000 to $199,999 | 15 | 8.3% |
| $200,000 and over | 15 | 8.3% |
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
