Oliver · V0H1T5
$3,298/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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The extras are already done—and they’re good ones. Built in 2024 by an independent builder, this three-bedroom, two-bathroom rancher in Oliver’s Copper Ridge has nearly $50,000 in improvements added since construction. Wait until you see the custom patio cover! Freestanding and cleverly designed to overlap the roof without attaching to the house, it keeps the deck sheltered and dry. Add the sun shades, and you’ve got a spot for slow morning coffees, dinner outside, or one more chapter before heading in. Inside, the bright kitchen pairs white cabinetry with stainless steel appliances, plenty of storage, and an island where company can pull up a chair while you cook. The open layout keeps the kitchen, dining, and living areas connected, with sliding doors leading to the fenced backyard. The primary bedroom has a walk-in closet and an ensuite with double sinks and a generous shower. Two more bedrooms leave room for guests, work, or whatever you love doing. The improvements are as practical as they are good-looking: custom window coverings, entertainment and foyer cabinetry, an entry bench with a custom cushion, upgraded bedroom carpeting, and wood flooring in the den. A water softener, main-floor laundry, and an attached single garage with an epoxy floor make everyday life a little easier. Unpack, put the coffee on, and find your favourite spot.
3
Beds
1,495 ft²
Floor area
2024
Year built
Single Family
Type
Oliver
Area
Listed
September 9, 2026
Nearby & Commute
23 min
walk to Buy Low Foods
3h 41m
bike to Prairie Valley Station
12h 14m
walk to Prairie Valley Station
10h 18m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 45%
| Detached | 45 | 45.0% |
| Land | 14 | 14.0% |
| Townhouse | 11 | 11.0% |
| Condo / Apartment | 10 | 10.0% |
| Mobile home | 6 | 6.0% |
| Other | 14 | 14.0% |
| $20,000 to $24,999 | 5 | 2.1% |
| $25,000 to $29,999 | 5 | 2.1% |
| $30,000 to $34,999 | 5 | 2.1% |
| $35,000 to $39,999 | 5 | 2.1% |
| $40,000 to $44,999 | 5 | 2.1% |
| $45,000 to $49,999 | 10 | 4.2% |
| $50,000 to $59,999 | 15 | 6.3% |
| $60,000 to $69,999 | 15 | 6.3% |
| $70,000 to $79,999 | 20 | 8.3% |
| $80,000 to $89,999 | 20 | 8.3% |
| $90,000 to $99,999 | 25 | 10.4% |
| $100,000 to $124,999 | 35 | 14.6% |
| $125,000 to $149,999 | 35 | 14.6% |
| $150,000 to $199,999 | 30 | 12.5% |
| $200,000 and over | 10 | 4.2% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,298
Principal and interest
Calculated estimate
$2,965
Property tax
Calculated estimate
$183/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$641,000
Down payment
Calculated estimate
$128,200 (20%)
Estimated mortgage
Calculated estimate
$512,800
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,298
/mo
Rate
%
Amortization
Principal and interest
$2,965
Property tax (est.)
$183
P&I
Tax
Down payment
$128,200 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $128,200 down (20%) on $641,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 5.5719 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
