Lake Country · V4V2B1
$5,550/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Charming Cape Cod Retreat with Carriage Home in Oyama! Immaculate 3-bedroom, 2.5 bath Cape Cod style home on a beautifully landscaped .36 acre lot, complete with a private 1 bedroom, 1 bath carriage home ideal for guests, family or added income. The bright main floor features a well appointed kitchen with island and breakfast nook, flowing into a cozy sunken family room with gas fireplace. Sliding doors open to a covered 8' x 11' deck showcasing breathtaking views of Wood Lake, orchards and the Okanagan Valley perfect for morning coffee or entertaining. A formal dining room, inviting living room, laundry and 2 piece bath complete the main level. Upstairs, the spacious primary suite offers a walk in closet and 3 piece ensuite, along with two additional bedrooms and a full bath. Outside, enjoy lush landscaping, established flower beds and ample parking for an RV and multiple vehicles. Serviced by municipal water, natural gas and a 200 amp main panel. Ideally located in the heart of Lake Country’s recreation paradise, minutes from three lakes, beaches, boat launches, rail trails, wineries and ski hills, and just 10 minutes to Kelowna International Airport. A wonderful opportunity to enjoy the Okanagan lifestyle!
3
Beds
2,029 ft²
Floor area
1992
Year built
Single Family
Type
Lake Country East / Oyama
Area
Listed
September 2, 2026
Nearby & Commute
1h 24m
walk to IGA Marketplace
1h 43m
bike to Orchard Park Exchange
5h 41m
walk to Orchard Park Exchange
11h 20m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 56%
| Detached | 14 | 56.0% |
| Land | 6 | 24.0% |
| Farm | 4 | 16.0% |
| Condo / Apartment | 1 | 4.0% |
| $15,000 to $19,999 | 10 | 3.2% |
| $20,000 to $24,999 | 5 | 1.6% |
| $25,000 to $29,999 | 15 | 4.8% |
| $30,000 to $34,999 | 5 | 1.6% |
| $35,000 to $39,999 | 10 | 3.2% |
| $40,000 to $44,999 | 10 | 3.2% |
| $45,000 to $49,999 | 10 | 3.2% |
| $50,000 to $59,999 | 25 | 7.9% |
| $60,000 to $69,999 | 20 | 6.3% |
| $70,000 to $79,999 | 20 | 6.3% |
| $80,000 to $89,999 | 15 | 4.8% |
| $90,000 to $99,999 | 15 | 4.8% |
| $100,000 to $124,999 | 40 | 12.7% |
| $125,000 to $149,999 | 25 | 7.9% |
| $150,000 to $199,999 | 35 | 11.1% |
| $200,000 and over | 55 | 17.5% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,550
Principal and interest
Calculated estimate
$5,083
Property tax
Calculated estimate
$317/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,099,000
Down payment
Calculated estimate
$219,800 (20%)
Estimated mortgage
Calculated estimate
$879,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,550
/mo
Rate
%
Amortization
Principal and interest
$5,083
Property tax (est.)
$317
P&I
Tax
Down payment
$219,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $219,800 down (20%) on $1,099,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 5.0928 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
