Penticton · V2A8K5
$3,243/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Fall in love with this charming 3-bedroom, 3-bathroom rancher at 1634 Carmi Ave in the welcoming Carmi Heights community! Perfect for those seeking a carefree lifestyle in an idyllic 55+ gated neighborhood. Quick possession is available and the home is move-in ready. Step inside to discover a bright, inviting atmosphere with soaring vaulted ceilings and abundant natural light streaming through oversized windows. The heart of this home shines in its welcoming kitchen with a spacious island that flows naturally into a cozy family room - ideal for both everyday living and entertaining guests. The comfortable primary bedroom offers the convenience of a walk-in closet and private 3-piece ensuite. Step through sliding doors to the generous covered deck where you'll enjoy peaceful mornings and relaxing evenings overlooking serene green space—the perfect backdrop for your Okanagan lifestyle. The attached 2-car garage is fully insulated for year-round comfort and protection for your vehicles. Bonus is the huge workshop downstairs. Life in this special community includes the ease of just $100 monthly strata fees in a pet-friendly setting (1 dog, 1 cat allowed with size/breed restrictions). Enjoy both tranquility and privacy while remaining close to shopping, dining, and amenities. Welcome home to Carmi Heights—where comfort meets convenience in this delightful rancher ready for you to move in and enjoy!
3
Beds
2,528 ft²
Floor area
1993
Year built
Single Family
Type
Columbia/Duncan
Area
Listed
April 14, 2026
Nearby & Commute
29 min
walk to Penticton IGA
1h 21m
bike to Prairie Valley Station
4h 31m
walk to Prairie Valley Station
10h 21m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 47%
| Detached | 107 | 47.3% |
| Land | 33 | 14.6% |
| Townhouse | 33 | 14.6% |
| Condo / Apartment | 25 | 11.1% |
| Duplex | 18 | 8.0% |
| Other | 10 | 4.4% |
| $20,000 to $24,999 | 10 | 2.7% |
| $25,000 to $29,999 | 5 | 1.4% |
| $30,000 to $34,999 | 10 | 2.7% |
| $35,000 to $39,999 | 10 | 2.7% |
| $40,000 to $44,999 | 15 | 4.1% |
| $45,000 to $49,999 | 10 | 2.7% |
| $50,000 to $59,999 | 15 | 4.1% |
| $60,000 to $69,999 | 15 | 4.1% |
| $70,000 to $79,999 | 20 | 5.5% |
| $80,000 to $89,999 | 15 | 4.1% |
| $90,000 to $99,999 | 15 | 4.1% |
| $100,000 to $124,999 | 45 | 12.3% |
| $125,000 to $149,999 | 40 | 11.0% |
| $150,000 to $199,999 | 55 | 15.1% |
| $200,000 and over | 85 | 23.3% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,243
Principal and interest
Calculated estimate
$2,909
Property tax
Calculated estimate
$183/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$629,000
Down payment
Calculated estimate
$125,800 (20%)
Estimated mortgage
Calculated estimate
$503,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,243
/mo
Rate
%
Amortization
Principal and interest
$2,909
Property tax (est.)
$183
P&I
Tax
Down payment
$125,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $125,800 down (20%) on $629,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.7979 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
