Nelson · V1L6Y8
$2,213/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Affordable, low-maintenance living with quick access to both downtown Nelson and Whitewater Ski Resort! This move-in ready home is an excellent opportunity for buyers looking to simplify without sacrificing functionality, outdoor space, or convenience. Offering low carrying costs, city water and sewer services, and several important upgrades already completed, this property is well suited for first-time buyers, downsizers, weekenders, or anyone seeking an efficient Nelson lifestyle property. Over the past few years, several key improvements have been completed, including an electrical service upgrade, updated bathroom and laundry area, and the addition of a versatile upstairs attic space that provides flexibility beyond a typical one-bedroom home. Whether used for storage, guests, a home office, or a creative space, the upper level adds valuable utility to the property. Outside, the fully fenced yard is ideal for pets, gardening, or enjoying sunny afternoons beside Cottonwood Creek. The location is all about accessibility and lifestyle. Situated just past the Hitching Post on the road to Whitewater, the property offers quick access to skiing, biking, downtown Nelson, and nearby public transit. Off-street parking and an easy e-bike commute into town make day-to-day living simple and efficient. A solid and affordable alternative to larger, higher-maintenance properties, this home delivers practicality, flexibility, and convenience in one tidy package.
1
Beds
1,106 ft²
Floor area
1947
Year built
Single Family
Type
Nelson
Area
Listed
June 17, 2026
Nearby & Commute
26 min
walk to Kootenay co-op
10 min
bike to Prestige Lakeside Resort
32 min
walk to Prestige Lakeside Resort
16h 53m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 46%
| Detached | 38 | 46.3% |
| Townhouse | 12 | 14.6% |
| Land | 11 | 13.4% |
| Condo / Apartment | 8 | 9.8% |
| Duplex | 5 | 6.1% |
| Other | 8 | 9.8% |
| $15,000 to $19,999 | 5 | 1.5% |
| $20,000 to $24,999 | 15 | 4.6% |
| $25,000 to $29,999 | 5 | 1.5% |
| $30,000 to $34,999 | 10 | 3.1% |
| $35,000 to $39,999 | 10 | 3.1% |
| $40,000 to $44,999 | 5 | 1.5% |
| $45,000 to $49,999 | 15 | 4.6% |
| $50,000 to $59,999 | 25 | 7.7% |
| $60,000 to $69,999 | 25 | 7.7% |
| $70,000 to $79,999 | 25 | 7.7% |
| $80,000 to $89,999 | 30 | 9.2% |
| $90,000 to $99,999 | 25 | 7.7% |
| $100,000 to $124,999 | 45 | 13.8% |
| $125,000 to $149,999 | 30 | 9.2% |
| $150,000 to $199,999 | 35 | 10.8% |
| $200,000 and over | 20 | 6.2% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,213
Principal and interest
Calculated estimate
$1,938
Property tax
Calculated estimate
$125/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$419,000
Down payment
Calculated estimate
$83,800 (20%)
Estimated mortgage
Calculated estimate
$335,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,213
/mo
Rate
%
Amortization
Principal and interest
$1,938
Property tax (est.)
$125
P&I
Tax
Down payment
$83,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $83,800 down (20%) on $419,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.6447 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
