Summerland · V0H1Z5
$2,360/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Top-floor, corner-unit living with a beautifully renovated sunroom. This immaculate 2-bedroom, 2-bathroom home at sought-after Silver Birch Place offers an exceptional low-maintenance lifestyle just a short walk from downtown Summerland. Bright and spacious, the home features vaulted ceilings, a cozy gas fireplace and an inviting open living and dining area. The standout is the beautiful, enclosed corner sunroom – a bonus extension of your living space with new windows and flooring, perfect for relaxing, entertaining or enjoying the views. The seller has invested approximately $25,000 in improvements, including a split ductless system, new sunroom windows and flooring. The well-sized kitchen offers a convenient sightline into the living room, creating an open, connected feel. The spacious primary bedroom features a 3-piece ensuite. Beautifully manicured grounds and amenities including a clubhouse, outdoor pool and RV parking when available. One secure underground parking stall and storage locker (same floor) add everyday convenience. Value truly shines here with an affordable strata fee that includes hot and cold water, a significant cost-saving benefit. Enjoy easy Summerland living in a well cared for 55+ complex, with downtown amenities, restaurants and everyday conveniences just a short walk away. One small pet is allowed. Total sq.ft. calculations are based on the exterior dimensions of the building at each floor level & include all interior walls.
2
Beds
1,262 ft²
Floor area
2000
Year built
Single Family
Type
Main Town
Area
Listed
September 8, 2026
Nearby & Commute
7 min
walk to IGA
23 min
bike to Prairie Valley Station
1h 16m
walk to Prairie Valley Station
10h 4m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 40%
| Detached | 51 | 40.5% |
| Condo / Apartment | 25 | 19.8% |
| Land | 18 | 14.3% |
| Townhouse | 13 | 10.3% |
| Duplex | 7 | 5.6% |
| Other | 12 | 9.5% |
| $20,000 to $24,999 | 25 | 8.2% |
| $25,000 to $29,999 | 15 | 4.9% |
| $30,000 to $34,999 | 10 | 3.3% |
| $35,000 to $39,999 | 20 | 6.6% |
| $40,000 to $44,999 | 15 | 4.9% |
| $45,000 to $49,999 | 25 | 8.2% |
| $50,000 to $59,999 | 35 | 11.5% |
| $60,000 to $69,999 | 40 | 13.1% |
| $70,000 to $79,999 | 35 | 11.5% |
| $80,000 to $89,999 | 15 | 4.9% |
| $90,000 to $99,999 | 20 | 6.6% |
| $100,000 to $124,999 | 20 | 6.6% |
| $125,000 to $149,999 | 15 | 4.9% |
| $150,000 to $199,999 | 5 | 1.6% |
| $200,000 and over | 10 | 3.3% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,360
Principal and interest
Calculated estimate
$2,077
Property tax
Calculated estimate
$133/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$449,000
Down payment
Calculated estimate
$89,800 (20%)
Estimated mortgage
Calculated estimate
$359,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,360
/mo
Rate
%
Amortization
Principal and interest
$2,077
Property tax (est.)
$133
P&I
Tax
Down payment
$89,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $89,800 down (20%) on $449,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 4.7326 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
