Osoyoos · V0H1V6
$734/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Top floor, full ownership, 1 bdrm pet friendly suite located in the Cactus building facing south with views of the mountains & golf course at Desirable Spirit Ridge Resort & Spa. The suite offers an open floor plan, 1 bdrm with 1 King bed, stereo systems, u/g parkade, flat screen LCD TV in bdrm & living room. This suite comes fully furnished and equipped. HOA fees cover utilities, wifi, internet, cablevision & telephone. Enjoy yourself or put it in the rental pool & earn some revenue when not using it. Amenities include 2 pools, 2 hot tubs, waterslide, beach access, exercise room, steam room, 2 restaurants, bistro, winery, spa, cultural centre & walking trails. Property is not freehold strata, it is a pre-paid crown lease on native land with a Homeowners Association. Photos are not of exact unit. HOA fees apply.
1
Beds
595 ft²
Floor area
2009
Year built
Recreational
Type
Osoyoos
Area
Listed
May 1, 2026
Nearby & Commute
37 min
walk to Nesters Market
5h 3m
bike to Prairie Valley Station
16h 49m
walk to Prairie Valley Station
10h 46m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Condo / Apartment · 54%
| Condo / Apartment | 123 | 53.7% |
| Detached | 52 | 22.7% |
| Townhouse | 29 | 12.7% |
| Land | 9 | 3.9% |
| Other | 8 | 3.5% |
| Other | 8 | 3.5% |
| Under $5,000 | 10 | 2.2% |
| $10,000 to $14,999 | 15 | 3.3% |
| $15,000 to $19,999 | 10 | 2.2% |
| $20,000 to $24,999 | 5 | 1.1% |
| $25,000 to $29,999 | 10 | 2.2% |
| $30,000 to $34,999 | 10 | 2.2% |
| $35,000 to $39,999 | 10 | 2.2% |
| $40,000 to $44,999 | 25 | 5.5% |
| $45,000 to $49,999 | 20 | 4.4% |
| $50,000 to $59,999 | 25 | 5.5% |
| $60,000 to $69,999 | 45 | 9.9% |
| $70,000 to $79,999 | 40 | 8.8% |
| $80,000 to $89,999 | 30 | 6.6% |
| $90,000 to $99,999 | 35 | 7.7% |
| $100,000 to $124,999 | 70 | 15.4% |
| $125,000 to $149,999 | 45 | 9.9% |
| $150,000 to $199,999 | 25 | 5.5% |
| $200,000 and over | 25 | 5.5% |
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$734
Principal and interest
Calculated estimate
$550
Property tax
Calculated estimate
$33/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$119,000
Down payment
Calculated estimate
$23,800 (20%)
Estimated mortgage
Calculated estimate
$95,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$734
/mo
Rate
%
Amortization
Principal and interest
$550
Property tax (est.)
$33
P&I
Tax
Down payment
$23,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $23,800 down (20%) on $119,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 5.6420 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
