Nanaimo · V9T1G4
$4,571/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Exceptional value in Hammond Bay — this is an opportunity to own an ocean view home on a private quarter-acre lot in one of Nanaimo's most naturally connected coastal neighbourhoods, priced to attract immediate interest. The location defines the lifestyle here. Piper's Lagoon and Neck Point Park are both within walking distance — two of the city's most beloved natural spaces, offering seawall walks, forest trails, and open water access on any given morning. Hammond Bay Elementary is a short walk for families with younger children. A major transit route nearby keeps the broader city accessible when you need it. North Nanaimo's full range of shopping, dining, and everyday services is just a few minutes by car, keeping the practical side of daily life well within reach without sacrificing the quiet that this part of the city is known for. The home sits elevated above the bay at Morningside Park, capturing ocean views from a spacious deck that extends naturally from the dining nook — an easy, seamless transition between inside and out that makes the water view part of daily living rather than something reserved for weekends. Large windows draw natural light deep into the main living areas, keeping the interior bright and open throughout the day. A wood-burning fireplace anchors the living room with warmth and character through the cooler months. The layout is comfortable and well-considered. A self-contained suite provides flexibility for extended family, guests, or supplementary rental income without compromising the flow of the main home. The lower portion of the quarter-acre lot offers a level parking area with dedicated space for an RV, boat, or utility trailer — practical capacity that coastal lots of this size rarely provide. Tasteful updates throughout mean the home is ready to live in from day one. The setting, the views, and the walkability to two of Nanaimo's finest parks make this a rare offering at this price in Hammond Bay.
5
Beds
2,534 ft²
Floor area
1974
Year built
Single Family
Type
Hammond Bay
Area
Listed
June 10, 2026
Nearby & Commute
58 min
walk to Nanaimo Grocery Store
18 min
bike to Country Club Bus Exchange
58 min
walk to Country Club Bus Exchange
2h 29m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 71%
| Detached | 107 | 70.9% |
| Land | 24 | 15.9% |
| Townhouse | 12 | 7.9% |
| Duplex | 4 | 2.6% |
| Condo / Apartment | 3 | 2.0% |
| Other | 1 | 0.7% |
| $30,000 to $34,999 | 5 | 3.1% |
| $35,000 to $39,999 | 5 | 3.1% |
| $50,000 to $59,999 | 15 | 9.4% |
| $60,000 to $69,999 | 10 | 6.3% |
| $70,000 to $79,999 | 15 | 9.4% |
| $80,000 to $89,999 | 10 | 6.3% |
| $90,000 to $99,999 | 15 | 9.4% |
| $100,000 to $124,999 | 25 | 15.6% |
| $125,000 to $149,999 | 20 | 12.5% |
| $150,000 to $199,999 | 20 | 12.5% |
| $200,000 and over | 20 | 12.5% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,571
Principal and interest
Calculated estimate
$4,163
Property tax
Calculated estimate
$258/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$899,900
Down payment
Calculated estimate
$179,980 (20%)
Estimated mortgage
Calculated estimate
$719,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,571
/mo
Rate
%
Amortization
Principal and interest
$4,163
Property tax (est.)
$258
P&I
Tax
Down payment
$179,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $179,980 down (20%) on $899,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 7.3118 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Daily mean across the year.
On the drier side for BC.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
