Chilliwack · V2R 3V3
$4,331/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Welcome to this spacious 5-bedroom, 3-bathroom basement-entry home in a sought-after, family-friendly Sardis neighbourhood! Offering over 2,300 sq. ft. of living space on a generous 7,800+ sq. ft. lot, this well-maintained home features fresh paint, new blinds, & a bright, functional layout. Upstairs offers a welcoming kitchen w/ rich cabinetry, spacious living & dining areas, a generous primary bedroom with 4-piece ensuite, plus two additional bedrooms & a full main bath. Downstairs provides excellent flexibility w/ a fully finished in-law suite featuring a separate entrance, along with additional space ideal for family, guests, or a home office. Step outside to your private, beautifully landscaped backyard complete with a covered deck and storage shed. Double garage plus ample parking
Buy / sell history for 45470 Spruce Drive, Chilliwack (Single Family Residence)
5
Beds
2,302 ft²
Floor area
1993
Year built
Single Family Residence
Type
Sardis
Area
Listed
September 3, 2026
Estimate
45470 Spruce Drive, Chilliwack (Single Family Residence)
Estimated value
?Estimated rent
?Rental yield
?School
iGrowth
iRental
iA few details are member-only
Room-by-room dimensions, the level-by-level area split, construction & systems, zoning, PID and legal. Free to reveal with an account.
Space & layout
Finished area
2,302ft²
Level-by-level split
MemberRoom by room
Main floor
Living Room
Kitchen
Dining Room
Primary Bedroom
Basement
Bedroom
Recreation Room
Construction & systems
Construction
Foundation
Roof
Flooring
Water
Sewer
Utilities
Lot, zoning & legal
Zoning
Legal description
Nearby & Commute
16 min
walk to Safeway
19 min
bike to Chilliwack
1h 2m
walk to Chilliwack
3h 24m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 44%
| Detached | 118 | 44.0% |
| Condo / Apartment | 66 | 24.6% |
| Townhouse | 55 | 20.5% |
| Mobile home | 17 | 6.3% |
| Land | 8 | 3.0% |
| Other | 4 | 1.5% |
| $35,000 to $39,999 | 5 | 3.0% |
| $40,000 to $44,999 | 10 | 6.1% |
| $45,000 to $49,999 | 10 | 6.1% |
| $50,000 to $59,999 | 5 | 3.0% |
| $60,000 to $69,999 | 15 | 9.1% |
| $70,000 to $79,999 | 20 | 12.1% |
| $80,000 to $89,999 | 10 | 6.1% |
| $90,000 to $99,999 | 10 | 6.1% |
| $100,000 to $124,999 | 15 | 9.1% |
| $125,000 to $149,999 | 25 | 15.2% |
| $150,000 to $199,999 | 30 | 18.2% |
| $200,000 and over | 10 | 6.1% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,331
Principal and interest
Calculated estimate
$3,931
Property tax
Calculated estimate
$250/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$849,900
Down payment
Calculated estimate
$169,980 (20%)
Estimated mortgage
Calculated estimate
$679,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Original list price
$892,395
Mortgage estimate
Metro averages
Est. monthly total
$4,331
/mo
Rate
%
Amortization
Principal and interest
$3,931
Property tax (est.)
$250
P&I
Tax
Down payment
$169,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $169,980 down (20%) on $849,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Daily mean across the year.
A wetter corner of the province.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal.
At 4.7875 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
