Penticton · V2A8W6
$3,537/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome to this beautiful and well cared for rancher home situated on 0.54 acres and just steps from Skaha Lake! Only minutes from town and a short stroll to the water, this meticulously maintained rancher with a brand new furnace offers 2 bedrooms and 2 bathrooms, showcasing true pride of ownership! Inside, you’ll love the gorgeous, vaulted ceilings and a wall of windows that flood the home with natural light. The large kitchen and dining area with stainless steel appliances including gas stove is perfect for hosting family and friends. The gas fireplace and hardwood parquet floors add warmth and charm throughout the home. The spacious primary suite features a 3-piece ensuite, and the second bedroom is a perfect flex space, complete with a murphy bed for guests or a home office. Outside is a private oasis with a gorgeous pergola providing privacy and shade to the large composite deck, creating an inviting setting for gatherings or quiet evenings! The front and side yards are the perfect space to play or have a large garden! Ample driveway space provides easy parking for vehicles, R.V. guests, and summer toys. BONUS: Lake access is right across the road—launch your paddleboard or kayak in under a minute! This one-of-a-kind home combines comfort, privacy, and an unbeatable location near Skaha Lake without the Lakefront taxes.
2
Beds
1,071 ft²
Floor area
1976
Year built
Single Family
Type
Main South
Area
Listed
August 25, 2026
Nearby & Commute
1h 15m
walk to Real Canadian Superstore
1h 37m
bike to Prairie Valley Station
5h 23m
walk to Prairie Valley Station
10h 16m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Condo / Apartment · 47%
| Condo / Apartment | 18 | 47.4% |
| Detached | 12 | 31.6% |
| Townhouse | 6 | 15.8% |
| Land | 2 | 5.3% |
| $10,000 to $14,999 | 5 | 1.6% |
| $20,000 to $24,999 | 5 | 1.6% |
| $25,000 to $29,999 | 10 | 3.1% |
| $30,000 to $34,999 | 15 | 4.7% |
| $35,000 to $39,999 | 10 | 3.1% |
| $40,000 to $44,999 | 10 | 3.1% |
| $45,000 to $49,999 | 15 | 4.7% |
| $50,000 to $59,999 | 25 | 7.8% |
| $60,000 to $69,999 | 25 | 7.8% |
| $70,000 to $79,999 | 25 | 7.8% |
| $80,000 to $89,999 | 25 | 7.8% |
| $90,000 to $99,999 | 25 | 7.8% |
| $100,000 to $124,999 | 25 | 7.8% |
| $125,000 to $149,999 | 25 | 7.8% |
| $150,000 to $199,999 | 20 | 6.3% |
| $200,000 and over | 55 | 17.2% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,537
Principal and interest
Calculated estimate
$3,187
Property tax
Calculated estimate
$200/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$689,000
Down payment
Calculated estimate
$137,800 (20%)
Estimated mortgage
Calculated estimate
$551,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,537
/mo
Rate
%
Amortization
Principal and interest
$3,187
Property tax (est.)
$200
P&I
Tax
Down payment
$137,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $137,800 down (20%) on $689,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 5.7979 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
