Ladysmith · V9G2C7
$4,162/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Beautifully updated 3-bedroom + den, 3-bathroom home located at the end of a quiet cul-de-sac in one of Ladysmith's family-friendly neighbourhoods. The main level offers a bright open-concept layout with espresso cabinetry, designer lighting, and a large island with bar seating, ideal for everyday living and entertaining. A versatile den provides space for a home office, guest room, or playroom. Upstairs are three spacious bedrooms, including the primary suite with a walk-in closet and 5-piece ensuite featuring a soaker tub, separate shower, and double vanity. Situated on a flat, usable lot with fruit trees, this property offers plenty of space for outdoor enjoyment. A double garage adds convenience, while recent updates provide peace of mind. Features include: • New roof (2 years old) • Heat pump and new forced-air natural gas furnace • Municipal water • Security system • Numerous recent upgrades throughout
4
Beds
2,015 ft²
Floor area
2007
Year built
Single Family
Type
Ladysmith
Area
Listed
August 4, 2026
Nearby & Commute
21 min
walk to Save-On-Foods
1h 31m
bike to Alderlea Station
5h 3m
walk to Alderlea Station
2h 26m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 56%
| Detached | 42 | 56.0% |
| Land | 26 | 34.7% |
| Condo / Apartment | 5 | 6.7% |
| Duplex | 1 | 1.3% |
| Townhouse | 1 | 1.3% |
| Under $5,000 | 5 | 0.9% |
| $5,000 to $9,999 | 5 | 0.9% |
| $15,000 to $19,999 | 5 | 0.9% |
| $20,000 to $24,999 | 10 | 1.8% |
| $25,000 to $29,999 | 15 | 2.7% |
| $30,000 to $34,999 | 15 | 2.7% |
| $35,000 to $39,999 | 35 | 6.2% |
| $40,000 to $44,999 | 15 | 2.7% |
| $45,000 to $49,999 | 25 | 4.4% |
| $50,000 to $59,999 | 50 | 8.8% |
| $60,000 to $69,999 | 40 | 7.1% |
| $70,000 to $79,999 | 45 | 8.0% |
| $80,000 to $89,999 | 40 | 7.1% |
| $90,000 to $99,999 | 20 | 3.5% |
| $100,000 to $124,999 | 65 | 11.5% |
| $125,000 to $149,999 | 45 | 8.0% |
| $150,000 to $199,999 | 80 | 14.2% |
| $200,000 and over | 50 | 8.8% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,162
Principal and interest
Calculated estimate
$3,770
Property tax
Calculated estimate
$242/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$815,000
Down payment
Calculated estimate
$163,000 (20%)
Estimated mortgage
Calculated estimate
$652,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,162
/mo
Rate
%
Amortization
Principal and interest
$3,770
Property tax (est.)
$242
P&I
Tax
Down payment
$163,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $163,000 down (20%) on $815,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.3292 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
