Vernon · V1H1W2
$7,029/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Country space, city convenience, and room for all the toys. Set on 2.5 acres just minutes from town, this renovated 5-bedroom, 4-bathroom home pairs panoramic easterly views including Swan Lake, with the space and flexibility of rural living. Step inside to a generous foyer with heated hardwood flooring and a bright office. The entry level also offers two bedrooms, a full bathroom, a large family room, and two storage/utility rooms - ideal for family, guests, hobbies, or working from home. Upstairs, the staircase opens to spacious living and dining areas positioned to take in the view. The renovated kitchen features quartz countertops, newer appliances, a large pantry, and a window-wrapped breakfast nook. The primary suite has access to both the front and rear patios, a 5-piece ensuite, and walk-in closet. Two additional bedrooms, laundry and two more bathrooms complete this level. Outside is where this property really sets itself apart. Mature landscaping, fruit trees, a garden, Hot tub and expansive outdoor fully fenced space make the most of the 2.5-acre setting. In addition to the attached double garage, the detached heated 36' x 30' shop with built-in shelving provides exceptional space for vehicles, equipment, projects, and four-season toys. Enjoy the breathing room of acreage without sacrificing convenience; downtown Vernon and the new Active Living Centre is only minutes away, plus easy access to Okanagan lakes, golf courses, and SilverStar Mountain Resort.
5
Beds
3,296 ft²
Floor area
1997
Year built
Single Family
Type
Swan Lake West
Area
Listed
September 8, 2026
Nearby & Commute
34 min
walk to Real Canadian Superstore
3h 46m
bike to Orchard Park Exchange
12h 32m
walk to Orchard Park Exchange
11h 54m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Other · 27%
| Other | 8 | 26.7% |
| Detached | 6 | 20.0% |
| Land | 6 | 20.0% |
| Townhouse | 6 | 20.0% |
| Mobile home | 2 | 6.7% |
| Other | 2 | 6.7% |
| $10,000 to $14,999 | 5 | 1.0% |
| $15,000 to $19,999 | 10 | 2.1% |
| $20,000 to $24,999 | 30 | 6.2% |
| $25,000 to $29,999 | 20 | 4.1% |
| $30,000 to $34,999 | 20 | 4.1% |
| $35,000 to $39,999 | 15 | 3.1% |
| $40,000 to $44,999 | 30 | 6.2% |
| $45,000 to $49,999 | 15 | 3.1% |
| $50,000 to $59,999 | 40 | 8.2% |
| $60,000 to $69,999 | 35 | 7.2% |
| $70,000 to $79,999 | 35 | 7.2% |
| $80,000 to $89,999 | 40 | 8.2% |
| $90,000 to $99,999 | 25 | 5.2% |
| $100,000 to $124,999 | 65 | 13.4% |
| $125,000 to $149,999 | 35 | 7.2% |
| $150,000 to $199,999 | 40 | 8.2% |
| $200,000 and over | 25 | 5.2% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$7,029
Principal and interest
Calculated estimate
$6,471
Property tax
Calculated estimate
$408/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,399,000
Down payment
Calculated estimate
$279,800 (20%)
Estimated mortgage
Calculated estimate
$1,119,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$7,029
/mo
Rate
%
Amortization
Principal and interest
$6,471
Property tax (est.)
$408
P&I
Tax
Down payment
$279,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $279,800 down (20%) on $1,399,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Daily mean across the year.
On the drier side for BC.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 5.9974 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
