41
$785,000
$279/sqft
4 bd · 3 ba · 2,811 sqft
6043 Trillium Way
Duncan · Single Family
Listed by D.F.H. Real Estate Ltd. (CwnBy)MLS® 1052324
Cost of buying in Duncan
The cost of buying a home in Duncan
At the $799,900 median, you need $72,038 to close. That is the minimum down payment plus closing costs.
- Median asking
- $800K
- Closing costs
- $17K
- Minimum down
- $55K
- Cash to close
- $72K
Source: BCRES MLS® median asking price.
Cash to close
Starts at the median asking price in Duncan. Enter your own.
Minimum down payment
$54,990
Closing costs
$17,048
Cash to close
$72,038
Cash to close is the minimum down payment plus closing costs.
- Median asking
- $800K
- Closing costs
- $17K
- Minimum down
- $55K
- Cash to close
- $72K
Source: BCRES MLS® median asking price.
Where the money goes
On a $799,900 home.
Closing costs, $17,048
| Cost | Amount |
|---|---|
Property transfer tax1% on the first $200,000, 2% to $2,000,000, 3% above. | $13,998 |
Legal and conveyancingA typical fee, not a quote. | $1,800 |
Home inspectionDone before your offer is final. | $600 |
AppraisalOften required by the lender. | $400 |
Title insurance | $250 |
Closing costs | $17,048 |
Minimum down payment5% of the first $500,000, 10% above that, 20% of the whole price from $1,500,000. | $54,990 |
Cash to closeMinimum down payment plus closing costs. | $72,038 |
- Default insurance of about $29,796 is added to the mortgage, not paid in cash.
- Not included: adjustments ($300 to $2,000) and moving ($500 to $3,000).
At the Duncan median
The median asking price in Duncan is $799,900. On a purchase at that price the closing costs come to roughly $17,048, about 2.1% of the price, on top of your down payment.
Property transfer tax is the largest single piece at $13,998. The rest is legal and conveyancing, an inspection, an appraisal and title insurance, which together run about $3,050.
A qualifying first-time buyer would pay $5,998 of that transfer tax instead of $13,998, bringing closing costs to about $9,048. The exemption carries residency and prior-ownership conditions, so treat it as a figure to confirm rather than assume.
The minimum down payment on $799,900 is $54,990, which puts the cash needed to close at roughly $72,038, or $64,038 as a first-time buyer.
As a share of price, that is in line with the rest of the province, where the median is about 2.1%.
Homes near $800K in Duncan
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35
$789,000
$429/sqft
3 bd · 3 ba · 1,840 sqft
#115, 3116 Woodrush Drive
Duncan · Single Family
Listed by Sotheby's International Realty Canada (Vic2)MLS® 1052885
80
$799,900
$333/sqft
5 bd · 3 ba · 2,400 sqft
2821 Wedgewood Drive
Duncan · Single Family
Listed by Pemberton Holmes Ltd.MLS® 1053559
50
$874,900
$358/sqft
3 bd · 2 ba · 2,447 sqft
1648 Grant Road
Duncan · Single Family
Listed by Royal LePage Coast Capital - Oak BayMLS® 1049706
49
$769,900
$530/sqft
3 bd · 3 ba · 1,454 sqft
1988 Andemere Way
Duncan · Single Family
Listed by RE/MAX Island Properties (DU)MLS® 1048127
33
$839,000
$441/sqft
3 bd · 3 ba · 1,904 sqft
#125, 3116 Woodrush Drive
Duncan · Single Family
Listed by Sotheby's International Realty Canada (Vic2)MLS® 1052887
NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Real Estate Board of Greater Vancouver which assumes no responsibility for its accuracy. The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy. MLS®, Multiple Listing Service®, and REALTOR® are trademarks of the Canadian Real Estate Association (CREA).
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Closing costs in other BC cities
Vancouver
About $28,050 in closing costs
See the breakdown
Surrey
About $21,048 in closing costs
See the breakdown
Burnaby
About $18,050 in closing costs
See the breakdown
Richmond
About $21,946 in closing costs
See the breakdown
Kelowna
About $16,626 in closing costs
See the breakdown
Langley
About $20,930 in closing costs
See the breakdown
Abbotsford
About $17,048 in closing costs
See the breakdown
Coquitlam
About $20,308 in closing costs
See the breakdown
Questions
How much are closing costs in Duncan?
About $17,048 on the $799,900 median price, or 2.1%. Transfer tax is $13,998 of that.
How much cash do I need to close on a home in Duncan?
About $72,038 at the $799,900 median. That is the minimum down payment of $54,990 plus $17,048 in closing costs.
How much property transfer tax will I pay in Duncan?
On a $799,900 purchase the property transfer tax is $13,998. British Columbia charges 1% on the first $200,000, 2% on the portion to $2,000,000, and 3% above that, with a further 2% on residential value over $3,000,000. A qualifying first-time buyer would pay $5,998 instead.
Who qualifies for the first-time home buyer exemption in BC?
A first-time buyer who qualifies pays no transfer tax on the first $500,000, saving up to $8,000, on a home priced up to $835,000. The saving shrinks between $835,000 and $860,000 and ends above that. Conditions apply. Check with gov.bc.ca before you rely on it.
Prepared by
Written and maintained by Ray Rasouli, REALTOR®, licensed in British Columbia and founder of Relta Real Estate.
Data
Source: BCRES MLS® asking prices, with tax rates from gov.bc.ca and canada.ca.
NOTE: This representation is based in whole or in part on data generated by the Chilliwack & District Real Estate Board, Fraser Valley Real Estate Board or Real Estate Board of Greater Vancouver which assumes no responsibility for its accuracy. The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association (CREA), who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy. MLS®, Multiple Listing Service®, and REALTOR® are trademarks of the Canadian Real Estate Association (CREA).
CorrectionsReport a correction
Rates verified against gov.bc.ca on 2026-07-22. Other costs are typical amounts, not quotes. Not tax or legal advice.