Qualicum Beach closing costs
The median asking price in Qualicum Beach is $854,950. On a purchase at that price the closing costs come to roughly $18,149, about 2.1% of the price, on top of your down payment.
Median asking
$854,950
Closing costs
$18,149
Minimum down
$60,495
Cash to close
$78,644
Property transfer tax is the largest single piece at $15,099. The rest is legal and conveyancing, an inspection, an appraisal and title insurance, which together run about $3,050.
A qualifying first-time buyer would pay $13,483 of that transfer tax instead of $15,099, bringing closing costs to about $16,533. The exemption carries residency and prior-ownership conditions, so treat it as a figure to confirm rather than assume.
The minimum down payment on $854,950 is $60,495, which puts the cash needed to close at roughly $78,644, or $77,028 as a first-time buyer.
As a share of price, that is in line with the rest of the province, where the median is about 2.1%.
| Cost | Standard | First-time buyer |
|---|---|---|
| Property transfer tax1% to $200K, 2% to $2M, 3% above, plus 2% on residential value over $3M | $15,099 | $13,483 |
| Legal and conveyancingTypical range, not a quote | $1,800 | $1,800 |
| Home inspectionOptional but rarely worth skipping | $600 | $600 |
| AppraisalOften required by the lender | $400 | $400 |
| Title insurance | $250 | $250 |
| Closing costs | $18,149 | $16,533 |
| Cash to close, with the minimum down payment | $78,644 | $77,028 |
Run your own numbers in the mortgage calculator, which carries the payment side that this page does not.
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Surrey
About $22,150 to close
See the breakdown →
Vancouver
About $29,030 to close
See the breakdown →
Langley
About $21,018 to close
See the breakdown →
Richmond
About $22,230 to close
See the breakdown →
Burnaby
About $19,030 to close
See the breakdown →
Kelowna
About $17,030 to close
See the breakdown →
Abbotsford
About $17,048 to close
See the breakdown →
Chilliwack
About $15,848 to close
See the breakdown →
Property transfer tax and the first-time buyer exemption are provincial rates, verified against gov.bc.ca on 2026-07-22. Legal, inspection, appraisal and title insurance are typical figures, not quotes. Median asking price is from live BCRES MLS® data and refreshes hourly. This is general information, not tax or legal advice.